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HR 1357 108th Congress House

Homeowners' Emergency Mortgage Assistance Act

Official title: To establish a program to assist homeowners experiencing unavoidable, temporary difficulty making payments on mortgages insured under the National Housing Act.

Introduced: March 31, 2003 See on congress.gov
Finance and Financial Sector Civil actions and liabilityCommerceConsumer creditCounseling
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Economics and Public FinanceFederal aid to housingFederally-guaranteed loansFeesFinancial planningFinancial statementsForeclosureGovernment Operations and PoliticsGovernment lendingGovernment paperworkHousing and Community DevelopmentIncomeInterestLabor and EmploymentLaw
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This bill died when the 108th Congress ended
It never became law before the 108th Congress (2003–2004) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 31, 2003
Referred to the Subcommittee on Housing and Community Opportunity.
Mar 19, 2003
Referred to the House Committee on Financial Services.
Mar 19, 2003
Introduced in House
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 Latest action March 31, 2003

Referred to the Subcommittee on Housing and Community Opportunity.

 Plain-English summary Congressional Research Service
Homeowners' Emergency Mortgage Assistance Act - Directs the Secretary of Housing and Urban Development to establish a mortgage emergency assistance program for qualifying homeowners with National Housing Act-insured mortgages who are temporarily unable to meet their obligations due to financial hardship beyond their control. Requires homeowner repayment of such assistance and interest.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 7
All 7 Democratic 6 Independent 1
D
Bishop, Sanford D.
Georgia · Jun 23, 2004
 I
Sanders, Bernard
Vermont · Apr 10, 2003
 D
Schakowsky, Janice D.
Illinois · Apr 10, 2003
 D
McGovern, James P.
Massachusetts · Mar 31, 2003
 D
Norton, Eleanor Holmes
District of Columbia · Mar 31, 2003
 D
Pallone, Frank
New Jersey · Mar 31, 2003
 D
Kaptur, Marcy
Ohio · Mar 20, 2003
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1357: Homeowners' Emergency Mortgage Assistance Act. 108th Congress. Open America. https://openamerica.io/bill/108-HR-1357/
MLA
"H.R. 1357: Homeowners' Emergency Mortgage Assistance Act." 108th Congress, 2026, Open America, https://openamerica.io/bill/108-HR-1357/.
Bluebook (legal)
H.R. 1357, 108th Cong. (2026), https://openamerica.io/bill/108-HR-1357/.
Markdown link
[H.R. 1357: Homeowners' Emergency Mortgage Assistance Act](https://openamerica.io/bill/108-HR-1357/)
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