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HR 2031 107th Congress House

Consumer Credit Report Accuracy and Privacy Act of 2001

Official title: To amend the Fair Credit Reporting Act to allow any consumer to receive a free credit report annually from any consumer reporting agency.

Introduced: May 25, 2001 See on congress.gov
Commerce Consumer creditConsumer educationFinance and Financial SectorGovernment Operations and PoliticsGovernment paperwork
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This bill died when the 107th Congress ended
It never became law before the 107th Congress (2001–2002) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 18, 2001
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
May 25, 2001
Referred to the House Committee on Financial Services.
May 25, 2001
Introduced in House
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 Latest action June 18, 2001

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Plain-English summary Congressional Research Service
Consumer Credit Report Accuracy and Privacy Act of 2001 - Amends the Fair Credit Reporting Act to require a consumer reporting agency to provide a free annual credit report to any consumer upon request.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Baldwin, Tammy
Wisconsin · May 25, 2001
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2031: Consumer Credit Report Accuracy and Privacy Act of 2001. 107th Congress. Open America. https://openamerica.io/bill/107-HR-2031/
MLA
"H.R. 2031: Consumer Credit Report Accuracy and Privacy Act of 2001." 107th Congress, 2026, Open America, https://openamerica.io/bill/107-HR-2031/.
Bluebook (legal)
H.R. 2031, 107th Cong. (2026), https://openamerica.io/bill/107-HR-2031/.
Markdown link
[H.R. 2031: Consumer Credit Report Accuracy and Privacy Act of 2001](https://openamerica.io/bill/107-HR-2031/)
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