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HR 4490 106th Congress House

First Accounts Act of 2000

Official title: To establish a program to promote access to financial services, in particular for low- and moderate-income persons who lack access to such services, and for other purposes.

Introduced: May 18, 2000 See on congress.gov
Finance and Financial Sector Automated teller machinesBank accountsChecksCommerce
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Community organizationCongressCongressional reporting requirementsConsumer educationDepressed areasEconomics and Public FinanceElectronic funds transfersFinancial servicesGovernment Operations and PoliticsGovernment publicityInternetPerformance measurementPersonal budgetsPoorPublic-private partnershipsResearch and developmentSavings accountsScience, Technology, CommunicationsSocial WelfareUrban affairs
This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 27, 2000
Committee Hearings Held.
May 18, 2000
Referred to the House Committee on Banking and Financial Services.
May 18, 2000
Sponsor introductory remarks on measure. (CR E763)
May 18, 2000
Introduced in House
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 Latest action June 27, 2000

Committee Hearings Held.

 Plain-English summary Congressional Research Service
First Accounts Act of 2000 - Instructs the Secretary of the Treasury to establish a program for low- and moderate-income persons in order to: (1) expand access their to financial services (including, electronic transaction accounts, savings accounts, and other financial services); (2) develop new financial products and services; and (3) provide consumer education about such services. Authorizes appropriations.
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 4490: First Accounts Act of 2000. 106th Congress. Open America. https://openamerica.io/bill/106-HR-4490/
MLA
"H.R. 4490: First Accounts Act of 2000." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-HR-4490/.
Bluebook (legal)
H.R. 4490, 106th Cong. (2026), https://openamerica.io/bill/106-HR-4490/.
Markdown link
[H.R. 4490: First Accounts Act of 2000](https://openamerica.io/bill/106-HR-4490/)
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