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HR 2856 106th Congress House Finance and Financial Sector Commerce Consumer credit Consumer education

Fair Credit Full Disclosure Act

Introduced: September 14, 1999 See on congress.gov
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This bill died when the 106th Congress ended
It never became law before the 106th Congress (1999–2000) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 21, 2000
Subcommittee Hearings Held.
Sep 24, 1999
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Sep 14, 1999
Introduced in House
Sep 14, 1999
Referred to the House Committee on Banking and Financial Services.
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 Plain-English summary Congressional Research Service
Fair Credit Full Disclosure Act - Amends the Fair Credit Reporting Act to require a consumer reporting agency, on request, to disclose to the consumer all information in the consumer's file, including credit scores or any other risk scores or predictors relating to the consumer. (Current law requires file disclosure, but prohibits construing the requirement to require disclosure of credit or risk scores.)
What's happening now September 21, 2000

Subcommittee Hearings Held.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1 Republican 1
D
Lofgren, Zoe
California · Apr 13, 2000
 R
Smith, Christopher H.
New Jersey · Oct 12, 1999
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2856: Fair Credit Full Disclosure Act. 106th Congress. Open America. https://openamerica.io/bill/106-HR-2856/
MLA
"H.R. 2856: Fair Credit Full Disclosure Act." 106th Congress, 2026, Open America, https://openamerica.io/bill/106-HR-2856/.
Bluebook (legal)
H.R. 2856, 106th Cong. (2026), https://openamerica.io/bill/106-HR-2856/.
Markdown link
[H.R. 2856: Fair Credit Full Disclosure Act](https://openamerica.io/bill/106-HR-2856/)
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