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S. 885 105th Congress Senate

Fair ATM Fees for Consumers Act

Official title: A bill to amend the Electronic Fund Transfer Act to limit fees charged by financial institutions for the use of automatic teller machines, and for other purposes.

Introduced: June 11, 1997 See on congress.gov
Finance and Financial Sector Automated teller machinesChecking accountsCommerceComputer networks
More subjectsShow fewer subjects
Consumer protectionElectronic funds transfersFeesSavings accountsScience, Technology, CommunicationsUser charges
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 1, 1998
Sponsor introductory remarks on measure. (CR S2965)
Jul 29, 1997
Committee on Banking. Hearings held.
Jun 11, 1997
Introduced in Senate
Jun 11, 1997
Committee on Banking. Hearings held.
Jun 11, 1997
Read twice and referred to the Committee on Banking.
Jun 11, 1997
Sponsor introductory remarks on measure. (CR S5530-5531)
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 Latest action April 1, 1998

Sponsor introductory remarks on measure. (CR S2965)

 Plain-English summary Congressional Research Service

Fair ATM Fees for Consumers Act - Amends the Electronic Fund Transfer Act to proscribe the assessment of an electronic terminal surcharge (ATM fee) against a consumer if the transaction: (1) neither relates to nor affects an account held by the consumer with the financial institution that owns or operates the electronic terminal; (2) is conducted through a national or regional electronic banking network.

 Related & companion bills 1
  • HR 3495 Identical bill Fair ATM Fees for Consumers Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Murray, Patty
Washington · Jun 11, 1997
Cite this page click to expand
APA
U.S. Congress. (2026). S. 885: Fair ATM Fees for Consumers Act. 105th Congress. Open America. https://openamerica.io/bill/105-S-885/
MLA
"S. 885: Fair ATM Fees for Consumers Act." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-S-885/.
Bluebook (legal)
S. 885, 105th Cong. (2026), https://openamerica.io/bill/105-S-885/.
Markdown link
[S. 885: Fair ATM Fees for Consumers Act](https://openamerica.io/bill/105-S-885/)
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