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HR 4811 105th Congress House

Depository Institution Customer Protection Act

Official title: To amend the Federal Deposit Insurance Act and the Federal Credit Union Act to prohibit fees for using teller windows at depository institutions, and for other purposes.

Introduced: October 12, 1998 Introduced by: DeLauro, Rosa L. Democratic · Connecticut See on congress.gov
Finance and Financial Sector Bank employeesCommerceConsumer protectionCredit unions
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FeesFinancial servicesLabor and Employment
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Oct 12, 1998
Referred to the House Committee on Banking and Financial Services.
Oct 12, 1998
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Oct 12, 1998
Sponsor introductory remarks on measure. (CR E2094-2095)
Oct 12, 1998
Introduced in House
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 Latest action October 12, 1998

Referred to the House Committee on Banking and Financial Services.

 Plain-English summary Congressional Research Service

Depository Institution Customer Protection Act - Amends the Federal Deposit Insurance Act and the Federal Credit Union Act to prohibit the imposition of any fee on an institution's customer for using its teller windows at a domestic branch.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 4811: Depository Institution Customer Protection Act. 105th Congress. Open America. https://openamerica.io/bill/105-HR-4811/
MLA
"H.R. 4811: Depository Institution Customer Protection Act." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-4811/.
Bluebook (legal)
H.R. 4811, 105th Cong. (2026), https://openamerica.io/bill/105-HR-4811/.
Markdown link
[H.R. 4811: Depository Institution Customer Protection Act](https://openamerica.io/bill/105-HR-4811/)
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