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HR 4478 105th Congress House Finance and Financial Sector Administrative procedure Affiliated corporations Bank holding companies Bank records Civil Rights and Liberties, Minority Issues Commerce Consumer education Consumer protection Credit unions Department of the Treasury Federal Deposit Insurance Corporation Federal Reserve System Financial institutions Government Operations and Politics Government corporations Law National Credit Union Administration Right of privacy Savings and loan associations

Depository Institution Customers Financial Privacy Enhancement Act of 1998

Introduced: August 6, 1998 Introduced by: Markey, Edward J. Democratic · Massachusetts See on congress.gov
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 7, 1998
Sponsor introductory remarks on measure. (CR E1603)
Aug 6, 1998
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Aug 6, 1998
Referred to the House Committee on Banking and Financial Services.
Aug 6, 1998
Introduced in House
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 Plain-English summary Congressional Research Service

Depository Institution Customers Financial Privacy Enhancement Act of 1998 - Amends the following Acts to prescribe guidelines under which the Federal banking agencies shall prescribe regulations requiring financial institutions to protect the confidentiality of financial information relating to their customers: (1) the Federal Deposit Insurance Act; (2) the Federal Credit Union Act; (3) the Bank Holding Company Act of 1956; and (4) the Home Owners' Loan Act.

What's happening now August 7, 1998

Sponsor introductory remarks on measure. (CR E1603)

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Lofgren, Zoe
California · Oct 13, 1998
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APA
U.S. Congress. (2026). H.R. 4478: Depository Institution Customers Financial Privacy Enhancement Act of 1998. 105th Congress. Open America. https://openamerica.io/bill/105-HR-4478/
MLA
"H.R. 4478: Depository Institution Customers Financial Privacy Enhancement Act of 1998." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-4478/.
Bluebook (legal)
H.R. 4478, 105th Cong. (2026), https://openamerica.io/bill/105-HR-4478/.
Markdown link
[H.R. 4478: Depository Institution Customers Financial Privacy Enhancement Act of 1998](https://openamerica.io/bill/105-HR-4478/)
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