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HR 2454 105th Congress House Finance and Financial Sector Bank accounts Bank deposits Electronic benefits transfers Electronic funds transfers Fees Old age, survivors and disability insurance Science, Technology, Communications Social Welfare

Social Security Check Protection Act

Introduced: September 11, 1997 See on congress.gov
This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 11, 1997
Referred to the House Committee on Banking and Financial Services.
Sep 11, 1997
Introduced in House
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 Plain-English summary Congressional Research Service

Social Security Check Protection Act - Amends the Electronic Fund Transfer Act to prohibit a financial institution from imposing withdrawal fees upon benefits under title II (Old Age, Survivors and Disability Insurance) (OASDI) of the Social Security Act that are deposited electronically directly into the consumer's account and subsequently withdrawn from an electronic terminal.

Prohibits imposition of or increase in any other fee with respect to such an account unless the fee is also imposed at the same rate on other similar accounts which do not receive OASDI benefits deposits.

What's happening now September 11, 1997

Referred to the House Committee on Banking and Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). H.R. 2454: Social Security Check Protection Act. 105th Congress. Open America. https://openamerica.io/bill/105-HR-2454/
MLA
"H.R. 2454: Social Security Check Protection Act." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-2454/.
Bluebook (legal)
H.R. 2454, 105th Cong. (2026), https://openamerica.io/bill/105-HR-2454/.
Markdown link
[H.R. 2454: Social Security Check Protection Act](https://openamerica.io/bill/105-HR-2454/)
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