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Consumer Disclosure and Rental Purchase Agreement Act

Introduced: June 24, 1997 See on congress.gov
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 14, 1997
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Jun 24, 1997
Referred to the House Committee on Banking and Financial Services.
Jun 24, 1997
Introduced in House
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 Plain-English summary Congressional Research Service

Consumer Disclosure and Rental Purchase Agreement Act - Amends the Consumer Credit Protection Act to create a new title on rental purchase agreements. Declares that the title does not apply to rental-purchase agreements primarily for business, commercial, or agricultural purposes or made with Government instrumentalities.

Regulates: (1) the content and manner of disclosures by merchants in rental-purchase agreements; and (2) the contents of rental-purchase agreements. Prohibits a rental-purchase agreement from containing specified inclusions. Sets forth provisions for: (1) receipts and accounts of rental payments; (2) renegotiations and extensions of rental-purchase agreements; and (3) the content of rental-purchase advertising. Imposes individual and class action civil liability for violations. Establishes merchant defenses and provides for the liability of merchant assignees. Mandates model disclosure forms and clauses. Preempts inconsistent State laws providing lesser consumer protection.

What's happening now July 14, 1997

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Republican 2
R
Sessions, Pete
Texas · Oct 23, 1997
 R
Crapo, Mike
Idaho · Sep 11, 1997
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2019: Consumer Disclosure and Rental Purchase Agreement Act. 105th Congress. Open America. https://openamerica.io/bill/105-HR-2019/
MLA
"H.R. 2019: Consumer Disclosure and Rental Purchase Agreement Act." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-2019/.
Bluebook (legal)
H.R. 2019, 105th Cong. (2026), https://openamerica.io/bill/105-HR-2019/.
Markdown link
[H.R. 2019: Consumer Disclosure and Rental Purchase Agreement Act](https://openamerica.io/bill/105-HR-2019/)
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