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HR 1474 105th Congress House Housing and Community Development Administrative procedure Commerce Consumer education Department of Housing and Urban Development Economics and Public Finance Estate planning Federal aid to housing Federally-guaranteed loans Fees Finance and Financial Sector Financial services Government Operations and Politics Home equity conversion Housing for the aged Law Mortgage guaranty insurance Social Welfare

HUD Reverse Mortgage Program Protection Act

Introduced: April 29, 1997 See on congress.gov
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This bill died when the 105th Congress ended
It never became law before the 105th Congress (1997–1998) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 16, 1997
Referred to the Subcommittee on Housing and Community Opportunity.
Apr 29, 1997
Referred to the House Committee on Banking and Financial Services.
Apr 29, 1997
Sponsor introductory remarks on measure. (CR E785)
Apr 29, 1997
Introduced in House
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 Plain-English summary Congressional Research Service

HUD Reverse Mortgage Program Protection Act - Amends the National Housing Act with respect to the home equity conversion mortgage program for the elderly to: (1) make the program permanent; (2) remove the participant mortgage ceiling; (3) require adequate consumer education, and full disclosure to the mortgagor of all mortgage costs, including estate planning, financial advice, or other related costs; and (4) prohibit excessive referral fees.

What's happening now May 16, 1997

Referred to the Subcommittee on Housing and Community Opportunity.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Lofgren, Zoe
California · Apr 29, 1997
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1474: HUD Reverse Mortgage Program Protection Act. 105th Congress. Open America. https://openamerica.io/bill/105-HR-1474/
MLA
"H.R. 1474: HUD Reverse Mortgage Program Protection Act." 105th Congress, 2026, Open America, https://openamerica.io/bill/105-HR-1474/.
Bluebook (legal)
H.R. 1474, 105th Cong. (2026), https://openamerica.io/bill/105-HR-1474/.
Markdown link
[H.R. 1474: HUD Reverse Mortgage Program Protection Act](https://openamerica.io/bill/105-HR-1474/)
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