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S. 1800 104th Congress Senate

Fair ATM Fees for Consumers Act

Official title: A bill to amend the Electronic Fund Transfer Act to limit fees charged by financial institutions for the use of automatic teller machines, and for other purposes.

Introduced: May 23, 1996 See on congress.gov
Finance and Financial Sector Automated teller machinesChecking accountsCommerceComputer networks
More subjectsShow fewer subjects
Consumer protectionElectronic funds transfersFeesSavings accountsScience, Technology, CommunicationsUser charges
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 4 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 11, 1996
Committee on Banking. Hearings held.
May 23, 1996
Read twice and referred to the Committee on Banking.
May 23, 1996
Sponsor introductory remarks on measure. (CR S5572-5574)
May 23, 1996
Introduced in Senate
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 Latest action July 11, 1996

Committee on Banking. Hearings held.

 Plain-English summary Congressional Research Service

Fair ATM Fees for Consumers Act - Amends the Electronic Fund Transfer Act to prohibit assessment of an electronic terminal surcharge against a consumer if the transaction: (1) neither relates to nor affects an account held by the consumer with the financial institution that is the owner or operator of such terminal; and (2) is conducted through a national or regional electronic banking network.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Democratic 1
D
Murray, Patty
Washington · May 23, 1996
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1800: Fair ATM Fees for Consumers Act. 104th Congress. Open America. https://openamerica.io/bill/104-S-1800/
MLA
"S. 1800: Fair ATM Fees for Consumers Act." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-S-1800/.
Bluebook (legal)
S. 1800, 104th Cong. (2026), https://openamerica.io/bill/104-S-1800/.
Markdown link
[S. 1800: Fair ATM Fees for Consumers Act](https://openamerica.io/bill/104-S-1800/)
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