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HR 3301 104th Congress House Finance and Financial Sector Bank accounts Bank examination Bank loans Community development banking Fees

Bank Fee Accountability Act of 1996

Introduced: April 23, 1996 Introduced by: Waters, Maxine Democratic · California See on congress.gov
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 3, 1996
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Apr 23, 1996
Referred to the House Committee on Banking and Financial Services. Government Reform and Oversight, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 23, 1996
Introduced in House
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 Plain-English summary Congressional Research Service

Bank Fee Accountability Act of 1996 - Amends the Community Reinvestment Act of 1977 to provide that when a Federal financial supervisory agency assesses the record of a financial institution in meeting credit needs, the agency must consider the institution's record regarding fees imposed by the institution on consumer accounts and transactions, including any fee increase or decrease, and any other discernible trend in the number and amounts of such fees.

What's happening now May 3, 1996

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 3301: Bank Fee Accountability Act of 1996. 104th Congress. Open America. https://openamerica.io/bill/104-HR-3301/
MLA
"H.R. 3301: Bank Fee Accountability Act of 1996." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-3301/.
Bluebook (legal)
H.R. 3301, 104th Cong. (2026), https://openamerica.io/bill/104-HR-3301/.
Markdown link
[H.R. 3301: Bank Fee Accountability Act of 1996](https://openamerica.io/bill/104-HR-3301/)
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