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HR 1517 104th Congress House

National Property Reinsurance Act

Official title: To amend title XII of the National Housing Act to establish a national property reinsurance program to ensure the availability and affordability of property insurance in underserved areas.

Introduced: April 7, 1995 Introduced by: Waters, Maxine Democratic · California See on congress.gov
Housing and Community Development Burglary insuranceBusiness lossesCommerceCrime and Law Enforcement
More subjectsShow fewer subjects
Economics and Public FinanceEmergency ManagementFederal advisory bodiesFinance and Financial SectorFraudGovernment Operations and PoliticsGovernment trust fundsInsurance companiesInsurance premiumsInsurance ratesLawLimitation of actionsProperty insuranceReinsuranceRiots
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This bill died when the 104th Congress ended
It never became law before the 104th Congress (1995–1996) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 21, 1995
Referred to the Subcommittee on Housing and Community Opportunity.
Apr 7, 1995
Referred to the House Committee on Banking and Financial Services. subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 7, 1995
Introduced in House
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 Latest action April 21, 1995

Referred to the Subcommittee on Housing and Community Opportunity.

 Plain-English summary Congressional Research Service

National Property Reinsurance Act - Amends the National Housing Act to extend program authority for: (1) FAIR plans; (2) riot and civil disorder insurance; (3) market availability review; and (4) actions to recover premiums.

Establishes: (1) a national property reinsurance program for underserved areas; and (2) a National Property Reinsurance Fund in the Treasury.

Reestablishes, and revises the membership of, the Advisory Board established under the National Housing Act.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 1517: National Property Reinsurance Act. 104th Congress. Open America. https://openamerica.io/bill/104-HR-1517/
MLA
"H.R. 1517: National Property Reinsurance Act." 104th Congress, 2026, Open America, https://openamerica.io/bill/104-HR-1517/.
Bluebook (legal)
H.R. 1517, 104th Cong. (2026), https://openamerica.io/bill/104-HR-1517/.
Markdown link
[H.R. 1517: National Property Reinsurance Act](https://openamerica.io/bill/104-HR-1517/)
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