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HR 1493 102th Congress House

Account Fraud and Deception Prevention Act of 1991

Official title: To amend the Electronic Fund Transfer Act to provide that the endorsement, deposit, transfer, or other form of negotiation of a check by any consumer may not c… Show full official titleShow less

Official title: To amend the Electronic Fund Transfer Act to provide that the endorsement, deposit, transfer, or other form of negotiation of a check by any consumer may not constitute the authorization of the consumer to make any preauthorized electronic fund transfer from the consumer's account and for other purposes.

Introduced: March 19, 1991 See on congress.gov
Finance and Financial Sector ChecksConsumer protectionElectronic funds transfersRestrictive trade practices
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This bill died when the 102nd Congress ended
It never became law before the 102nd Congress (1991–1992) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 1, 1991
Referred to the Subcommittee on Consumer Affairs and Coinage.
Mar 19, 1991
Referred to the House Committee on Banking, Finance + Urban Affrs.
Mar 19, 1991
Introduced in House
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 Latest action April 1, 1991

Referred to the Subcommittee on Consumer Affairs and Coinage.

 Plain-English summary Congressional Research Service

Account Fraud and Deception Prevention Act of 1991 - Amends the Electronic Fund Transfer Act to prohibit preauthorized transfers from a consumer's account which are made on the basis of: (1) any form of negotiation of any check by the consumer; and (2) a provision contained on any check negotiated by a consumer.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 2
All 2 Democratic 1 Independent 1
D
Pelosi, Nancy
California · Mar 19, 1991
 I
Sanders, Bernard
Vermont · Mar 19, 1991
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1493: Account Fraud and Deception Prevention Act of 1991. 102nd Congress. Open America. https://openamerica.io/bill/102-HR-1493/
MLA
"H.R. 1493: Account Fraud and Deception Prevention Act of 1991." 102nd Congress, 2026, Open America, https://openamerica.io/bill/102-HR-1493/.
Bluebook (legal)
H.R. 1493, 102nd Cong. (2026), https://openamerica.io/bill/102-HR-1493/.
Markdown link
[H.R. 1493: Account Fraud and Deception Prevention Act of 1991](https://openamerica.io/bill/102-HR-1493/)
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