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HR 1205 102th Congress House

Long-Term Care Insurance for the Elderly Act of 1991

Official title: To require the Secretary of Health and Human Services to submit to the Congress a proposal for the regulation of long-term care insurance policies, including a… Show full official titleShow less

Official title: To require the Secretary of Health and Human Services to submit to the Congress a proposal for the regulation of long-term care insurance policies, including an analysis and evaluation of such policies as are available to individuals, and to amend the Internal Revenue Code of 1986 to allow tax-free distributions from individual retirement accounts for the purchase of long-term care insurance coverage by individuals who have attained age 59 1/2.

Introduced: March 21, 1991 See on congress.gov
Taxation Catastrophic health insuranceCost of living adjustmentsGeriatricsHealth
More subjectsShow fewer subjects
Health insuranceIncome taxIndividual retirement accountsLong-term care insuranceSocial WelfareStandardsTax exclusion
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This bill died when the 102nd Congress ended
It never became law before the 102nd Congress (1991–1992) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 23, 1992
Subcommittee Hearings Held.
Oct 24, 1991
Subcommittee Hearings Held.
Mar 18, 1991
Referred to the Subcommittee on Commerce, Consumer Protection and Competitiveness.
Mar 4, 1991
Referred to the Subcommittee on Health.
Feb 28, 1991
Referred to the House Committee on Ways and Means.
Feb 28, 1991
Referred to the House Committee on Energy and Commerce.
Feb 28, 1991
Introduced in House
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 Latest action July 23, 1992

Subcommittee Hearings Held.

 Plain-English summary Congressional Research Service

Long-Term Care Insurance for the Elderly Act of 1991 - Amends the Internal Revenue Code to allow tax-free distributions from an individual retirement account or an individual retirement annuity for the purchase of long-term care insurance coverage when: (1) the entire amount received is used to buy such insurance for the individual or individual's spouse within 90 days of its receipt; and (2) the individual or individual's spouse has reached age 59 and one-half by the date of the distribution.

Describes the method, based on the taxpayer's adjusted gross income for the taxable year, for determining the applicable percentage of the distribution or payment amount to which tax-free treatment will be accorded.

Requires the Secretary of Health and Human Services to submit to the Congress, within one year after this Act's enactment, a proposal for the regulation of long-term care insurance policies, including minimum standards and an evaluation of the various catastrophic and long-term care policies currently available.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 4
 Cosponsors 4
All 4 Democratic 1
LIPINSKI, WILLIAM
· May 21, 1991
DOOLEY, CAL
· Mar 21, 1991
FROST, MARTIN
· Mar 21, 1991
 D
Pelosi, Nancy
California · Mar 21, 1991
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1205: Long-Term Care Insurance for the Elderly Act of 1991. 102nd Congress. Open America. https://openamerica.io/bill/102-HR-1205/
MLA
"H.R. 1205: Long-Term Care Insurance for the Elderly Act of 1991." 102nd Congress, 2026, Open America, https://openamerica.io/bill/102-HR-1205/.
Bluebook (legal)
H.R. 1205, 102nd Cong. (2026), https://openamerica.io/bill/102-HR-1205/.
Markdown link
[H.R. 1205: Long-Term Care Insurance for the Elderly Act of 1991](https://openamerica.io/bill/102-HR-1205/)
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