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HR 5266 101th Congress House

FHA Protection and Homeownership Preservation Act of 1990

Official title: To provide for safety and soundness of the Mutual Mortgage Insurance Fund, and for other purposes.

Introduced: July 13, 1990 See on congress.gov
Housing and Community Development Insurance premiumsMortgage guaranty insuranceRevolving funds
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This bill died when the 101st Congress ended
It never became law before the 101st Congress (1989–1990) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Aug 1, 1990
Referred to the Subcommittee on Housing and Community Development.
Jul 13, 1990
Referred to the House Committee on Banking, Finance + Urban Affrs.
Jul 13, 1990
Introduced in House
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 Latest action August 1, 1990

Referred to the Subcommittee on Housing and Community Development.

 Plain-English summary Congressional Research Service

FHA Protection and Homeownership Preservation Act of 1990 - Amends the National Housing Act to limit the maximum amount of a Federal Housing Administration (FHA) insured mortgage principal to a property's appraised value.

Sets forth periodic premium payment schedules.

Limits FHA rebates on unearned premiums.

Directs the Secretary of Housing and Urban Development to: (1) insure that the Mutual Mortgage Insurance Fund attains specified capital ratios; (2) conduct annual Fund audits; and (3) adjust premiums as necessary.

Authorizes periodic mortgage insurance safety premiums.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 7
All 7 Democratic 5 Republican 1
R
Smith, Christopher H.
New Jersey · Jul 30, 1990
 D
Neal, Richard E.
Massachusetts · Jul 19, 1990
 D
Mfume, Kweisi
Maryland · Jul 18, 1990
 D
Pallone, Frank
New Jersey · Jul 18, 1990
 D
Wyden, Ron
Oregon · Jul 16, 1990
KLECZKA, GERALD
· Jul 13, 1990
 D
Pelosi, Nancy
California · Jul 13, 1990
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 5266: FHA Protection and Homeownership Preservation Act of 1990. 101st Congress. Open America. https://openamerica.io/bill/101-HR-5266/
MLA
"H.R. 5266: FHA Protection and Homeownership Preservation Act of 1990." 101st Congress, 2026, Open America, https://openamerica.io/bill/101-HR-5266/.
Bluebook (legal)
H.R. 5266, 101st Cong. (2026), https://openamerica.io/bill/101-HR-5266/.
Markdown link
[H.R. 5266: FHA Protection and Homeownership Preservation Act of 1990](https://openamerica.io/bill/101-HR-5266/)
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