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HR 4480 101th Congress House

Federal Earthquake Insurance and Reinsurance Act

Official title: To facilitate the provision of homeowners insurance against the risk of catastrophic earthquakes.

Introduced: July 20, 1990 See on congress.gov
Emergency Management DisastersEarthquakesExecutive reorganizationGovernment corporations
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Government lendingMortgage loansReinsuranceVolcanoes
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This bill died when the 101st Congress ended
It never became law before the 101st Congress (1989–1990) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 16, 1990
Referred to the Subcommittee on Policy, Research and Insurance.
Apr 4, 1990
Referred to the House Committee on Banking, Finance + Urban Affrs.
Apr 4, 1990
Introduced in House
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 Latest action April 16, 1990

Referred to the Subcommittee on Policy, Research and Insurance.

 Plain-English summary Congressional Research Service

Federal Earthquake Insurance and Reinsurance Act - Creates the Federal Earthquake Insurance and Reinsurance Corporation to make available: (1) earthquake and volcanic eruption insurance for residential property; and (2) property and casualty excess reinsurance for private insurers and private reinsurers for losses associated with earthquake or volcanic eruption.

Makes the Corporation, its Residential Property Insurance Fund, its Reinsurance Fund, and its activities, property, and income exempt from all taxation, subject to exception.

Directs the Corporation to develop a practical, cost-effective, and workable plan of earthquake loss mitigation.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 1
All 1 Democratic 1
D
Neal, Richard E.
Massachusetts · Jul 20, 1990
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4480: Federal Earthquake Insurance and Reinsurance Act. 101st Congress. Open America. https://openamerica.io/bill/101-HR-4480/
MLA
"H.R. 4480: Federal Earthquake Insurance and Reinsurance Act." 101st Congress, 2026, Open America, https://openamerica.io/bill/101-HR-4480/.
Bluebook (legal)
H.R. 4480, 101st Cong. (2026), https://openamerica.io/bill/101-HR-4480/.
Markdown link
[H.R. 4480: Federal Earthquake Insurance and Reinsurance Act](https://openamerica.io/bill/101-HR-4480/)
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