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S. 1489 116th Congress Senate

Joint Consolidation Loan Separation Act

Official title: A bill to amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans.

Introduced: May 15, 2019 Introduced by: Mark R. Warner Democratic · Virginia See on congress.gov
Education Consumer creditDomestic violence and child abuseGovernment lending and loan guaranteesHigher education
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Marriage and family statusStudent aid and college costs
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 15, 2019
Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
May 15, 2019
Introduced in Senate
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 Latest action May 15, 2019

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

 Plain-English summary Congressional Research Service

Joint Consolidation Loan Separation Act

This bill allows two borrowers, who had previously received a joint consolidation loan for their student debt under the William D. Ford Federal Direct Loan Program, to submit a joint application to sever their consolidated loan. One borrower may submit a separate application in the event that the individual is experiencing domestic or economic abuse from the other individual borrower, or is unable to reasonably reach or access the loan information of the other borrower.

 Related & companion bills 4
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 1489: Joint Consolidation Loan Separation Act. 116th Congress. Open America. https://openamerica.io/bill/116-S-1489/
MLA
"S. 1489: Joint Consolidation Loan Separation Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-1489/.
Bluebook (legal)
S. 1489, 116th Cong. (2026), https://openamerica.io/bill/116-S-1489/.
Markdown link
[S. 1489: Joint Consolidation Loan Separation Act](https://openamerica.io/bill/116-S-1489/)
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