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H.R. 2728 116th Congress House

Joint Consolidation Loan Separation Act

Official title: To amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans.

Introduced: September 9, 2019 See on congress.gov
Education Consumer creditDomestic violence and child abuseHigher educationMarriage and family statusStudent aid and college costs
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 14, 2019
Referred to the House Committee on Education and Labor.
May 14, 2019
Introduced in House
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 Latest action May 14, 2019

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Joint Consolidation Loan Separation Act

This bill allows two borrowers, who had previously received a joint consolidation loan for their student debt under the William D. Ford Federal Direct Loan Program, to submit a joint application to sever their consolidated loan. One borrower may submit a separate application in the event that the individual is experiencing domestic or economic abuse from the other individual borrower, or is unable to reasonably reach or access the loan information of the other borrower.

 Related & companion bills 3
  • S 1489 Identical bill Joint Consolidation Loan Separation Act
  • HR 2065 Affordable Loans for Any Student Act
  • S 1002 Affordable Loans for Any Student Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 2
D
Carbajal, Salud O.
California · Sep 9, 2019
Byrne, Bradley
· May 14, 2019
 D
Stevens, Haley M.
Michigan · May 14, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2728: Joint Consolidation Loan Separation Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-2728/
MLA
"H.R. 2728: Joint Consolidation Loan Separation Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-2728/.
Bluebook (legal)
H.R. 2728, 116th Cong. (2026), https://openamerica.io/bill/116-HR-2728/.
Markdown link
[H.R. 2728: Joint Consolidation Loan Separation Act](https://openamerica.io/bill/116-HR-2728/)
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