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Affordable Loans for Any Student Act

Introduced: April 3, 2019 Introduced by: DeLauro, Rosa L. Democratic · Connecticut See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 3, 2019
Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 3, 2019
Introduced in House
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 Plain-English summary Congressional Research Service

Affordable Loans for Any Student Act

This bill addresses repayment options, loan disclosures, and loan counseling for student loans.

The bill revises requirements concerning repayment options for student loan borrowers. For instance, the bill terminates interest capitalization and origination fees for Federal Direct Loans, provides assistance to low-income borrowers or borrowers who are delinquent on loan payments, and replaces the existing income-based repayment plans with two new plans. Under the new plans, borrowers may choose (1) a fixed repayment plan with equal monthly payments paid over a period of 10 years, or (2) an income-based repayment plan with monthly payments equal to 10% percent of their income above the poverty level. The income-based plan is capped at 20 years of payments.

The bill also revises requirements concerning student loan disclosures and student loan counseling for borrowers. For instance, the bill requires the Department of Education to maintain online counseling tools that provide borrowers with annual and exit student loan counseling.

What's happening now April 3, 2019

Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Related & companion bills 6
  • S 1696 Related bill Student Loan Tax Elimination Act
  • HR 640 Related bill Student Aid Simplification Act
  • HR 2728 Related bill Joint Consolidation Loan Separation Act
  • HR 3674 Related bill Eliminating the Hidden Student Loan Tax Act
  • S 1489 Related bill Joint Consolidation Loan Separation Act
  • S 1002 Identical bill Affordable Loans for Any Student Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
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APA
U.S. Congress. (2026). H.R. 2065: Affordable Loans for Any Student Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-2065/
MLA
"H.R. 2065: Affordable Loans for Any Student Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-2065/.
Bluebook (legal)
H.R. 2065, 116th Cong. (2026), https://openamerica.io/bill/116-HR-2065/.
Markdown link
[H.R. 2065: Affordable Loans for Any Student Act](https://openamerica.io/bill/116-HR-2065/)
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