H.R. 2065 116th Congress House

Affordable Loans for Any Student Act

Official title: To amend the Higher Education Act of 1965 in order to increase usage of the Federal student loan income-based repayment plan and improve repayment options for borrowers, and for other purposes.

Introduced: April 3, 2019 Introduced by: Rosa L. DeLauro Democratic · Connecticut See on congress.gov

Education Administrative law and regulatory proceduresCongressional oversightDebt collectionFinancial literacy

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Government information and archivesGovernment lending and loan guaranteesGovernment studies and investigationsHigher educationInterest, dividends, interest ratesInternet and video servicesInternet, web applications, social mediaMarriage and family statusPublic contracts and procurementStudent aid and college costsTax administration and collection, taxpayersUser charges and feesWages and earnings

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Apr 3, 2019

Referred to the Committee on Education and Labor, and in addition to the Committees on Ways and Means, and Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

Apr 3, 2019

Introduced in House

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Latest action April 3, 2019

Plain-English summary Congressional Research Service

Affordable Loans for Any Student Act

This bill addresses repayment options, loan disclosures, and loan counseling for student loans.

The bill revises requirements concerning repayment options for student loan borrowers. For instance, the bill terminates interest capitalization and origination fees for Federal Direct Loans, provides assistance to low-income borrowers or borrowers who are delinquent on loan payments, and replaces the existing income-based repayment plans with two new plans. Under the new plans, borrowers may choose (1) a fixed repayment plan with equal monthly payments paid over a period of 10 years, or (2) an income-based repayment plan with monthly payments equal to 10% percent of their income above the poverty level. The income-based plan is capped at 20 years of payments.

The bill also revises requirements concerning student loan disclosures and student loan counseling for borrowers. For instance, the bill requires the Department of Education to maintain online counseling tools that provide borrowers with annual and exit student loan counseling.

Related & companion bills 6

Bill text 1 version

Introduced in House Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 3

Education and Workforce Committee
House of Representatives
Financial Services Committee
House of Representatives
Ways and Means Committee
House of Representatives

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APA

U.S. Congress. (2026). H.R. 2065: Affordable Loans for Any Student Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-2065/

MLA

"H.R. 2065: Affordable Loans for Any Student Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-2065/.

Bluebook (legal)

H.R. 2065, 116th Cong. (2026), https://openamerica.io/bill/116-HR-2065/.

Markdown link

[H.R. 2065: Affordable Loans for Any Student Act](https://openamerica.io/bill/116-HR-2065/)