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HR 3041 118th Congress House Finance and Financial Sector

Secure Americans from Financial Exploitation (SAFE) Act

Introduced: May 2, 2023 Introduced by: Calvert, Ken Republican · California See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 2, 2023
Referred to the House Committee on Financial Services.
May 2, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

Secure Americans from Financial Exploitation (SAFE) Act

This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing their January 2023-announced changes to the single-family pricing framework for fees on purchase, rate-term refinance, and cash-out refinance loans. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other factors.

What's happening now May 2, 2023

Referred to the House Committee on Financial Services.

 Related & companion bills 3
  • HR 2876 Related bill To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and cre…
  • HR 2928 Related bill Responsible Borrower Protection Act of 2023
  • HR 2960 Related bill Fairness in Borrowing Act of 2023
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1
R
Issa, Darrell
California · May 30, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3041: Secure Americans from Financial Exploitation (SAFE) Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-3041/
MLA
"H.R. 3041: Secure Americans from Financial Exploitation (SAFE) Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-3041/.
Bluebook (legal)
H.R. 3041, 118th Cong. (2026), https://openamerica.io/bill/118-HR-3041/.
Markdown link
[H.R. 3041: Secure Americans from Financial Exploitation (SAFE) Act](https://openamerica.io/bill/118-HR-3041/)
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