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HR 2928 118th Congress House Finance and Financial Sector

Responsible Borrower Protection Act of 2023

Introduced: April 27, 2023 Introduced by: Biggs, Andy Republican · Arizona See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 27, 2023
Referred to the House Committee on Financial Services.
Apr 27, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

Responsible Borrower Protection Act of 2023

This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing their January 2023-announced changes to the single-family pricing framework for fees on purchase, rate-term refinance, and cash-out refinance loans. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other factors.

What's happening now April 27, 2023

Referred to the House Committee on Financial Services.

 Related & companion bills 3
  • HR 2876 Related bill To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and cre…
  • HR 2960 Related bill Fairness in Borrowing Act of 2023
  • HR 3041 Related bill Secure Americans from Financial Exploitation (SAFE) Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 44
All 44 Republican 36
Lesko, Debbie
· Jun 5, 2023
 R
Cline, Ben
Virginia · May 25, 2023
 R
Strong, Dale W.
Alabama · May 22, 2023
 R
Smucker, Lloyd
Pennsylvania · May 17, 2023
 R
Fischbach, Michelle
Minnesota · May 15, 2023
 R
Bost, Mike
Illinois · May 11, 2023
Rodgers, Cathy
· May 11, 2023
 R
Clyde, Andrew S.
Georgia · May 5, 2023
 R
Hageman, Harriet M.
Wyoming · May 5, 2023
 R
Van Drew, Jefferson
New Jersey · May 5, 2023
 R
Babin, Brian
Texas · Apr 27, 2023
 R
Balderson, Troy
Ohio · Apr 27, 2023
 R
Bean, Aaron
Florida · Apr 27, 2023
Bishop, Dan
· Apr 27, 2023
 R
Boebert, Lauren
Colorado · Apr 27, 2023
 R
Brecheen, Josh
Oklahoma · Apr 27, 2023
 R
Burlison, Eric
Missouri · Apr 27, 2023
Carl, Jerry
· Apr 27, 2023
 R
Carter, Earl L. "Buddy"
Georgia · Apr 27, 2023
 R
Cloud, Michael
Texas · Apr 27, 2023
 R
Donalds, Byron
Florida · Apr 27, 2023
 R
Finstad, Brad
Minnesota · Apr 27, 2023
 R
Fry, Russell
South Carolina · Apr 27, 2023
Good, Bob
· Apr 27, 2023
 R
Gosar, Paul A.
Arizona · Apr 27, 2023
 R
Grothman, Glenn
Wisconsin · Apr 27, 2023
 R
Guthrie, Brett
Kentucky · Apr 27, 2023
 R
Johnson, Dusty
South Dakota · Apr 27, 2023
 R
Lawler, Michael
New York · Apr 27, 2023
 R
Luna, Anna Paulina
Florida · Apr 27, 2023
 R
Mast, Brian J.
Florida · Apr 27, 2023
 R
McCormick, Richard
Georgia · Apr 27, 2023
Mooney, Alexander
· Apr 27, 2023
 R
Moore, Barry
Alabama · Apr 27, 2023
 R
Ogles, Andrew
Tennessee · Apr 27, 2023
 R
Palmer, Gary J.
Alabama · Apr 27, 2023
 R
Perry, Scott
Pennsylvania · Apr 27, 2023
Rosendale, Matthew
· Apr 27, 2023
 R
Roy, Chip
Texas · Apr 27, 2023
 R
Self, Keith
Texas · Apr 27, 2023
Stewart, Chris
· Apr 27, 2023
 R
Tiffany, Thomas P.
Wisconsin · Apr 27, 2023
 R
Weber, Randy K. Sr.
Texas · Apr 27, 2023
 R
Yakym, Rudy
Indiana · Apr 27, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2928: Responsible Borrower Protection Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-2928/
MLA
"H.R. 2928: Responsible Borrower Protection Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-2928/.
Bluebook (legal)
H.R. 2928, 118th Cong. (2026), https://openamerica.io/bill/118-HR-2928/.
Markdown link
[H.R. 2928: Responsible Borrower Protection Act of 2023](https://openamerica.io/bill/118-HR-2928/)
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