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H.R. 2460 117th Congress House

Joint Consolidation Loan Separation Act

Official title: To amend the Higher Education Act of 1965 to authorize borrowers to separate joint consolidation loans.

Introduced: September 15, 2022 See on congress.gov
Education Consumer creditDomestic violence and child abuseGovernment lending and loan guaranteesHigher education
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Marriage and family statusStudent aid and college costs
This bill died when the 117th Congress ended
It never became law before the 117th Congress (2021–2022) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 13, 2021
Referred to the House Committee on Education and Labor.
Apr 13, 2021
Introduced in House
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 Latest action April 13, 2021

Referred to the House Committee on Education and Labor.

 Plain-English summary Congressional Research Service

Joint Consolidation Loan Separation Act

This bill allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans. One borrower may submit a separate application in the event that the individual is experiencing domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower.

 Related & companion bills 1
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2460: Joint Consolidation Loan Separation Act. 117th Congress. Open America. https://openamerica.io/bill/117-HR-2460/
MLA
"H.R. 2460: Joint Consolidation Loan Separation Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-HR-2460/.
Bluebook (legal)
H.R. 2460, 117th Cong. (2026), https://openamerica.io/bill/117-HR-2460/.
Markdown link
[H.R. 2460: Joint Consolidation Loan Separation Act](https://openamerica.io/bill/117-HR-2460/)
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