S 1098 117th Congress Senate Education Consumer credit Domestic violence and child abuse Government lending and loan guarantees Higher education Marriage and family status Student aid and college costs

Joint Consolidation Loan Separation Act

Introduced: April 13, 2021 Introduced by: Warner, Mark R. Democratic · Virginia See on congress.gov

Everywhere this bill has been 26 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Oct 11, 2022

Became Public Law No: 117-200.

Oct 11, 2022

Signed by President.

Oct 11, 2022

Presented to President.

Sep 21, 2022

Motion to reconsider laid on the table Agreed to without objection.

Sep 21, 2022

On passage Passed by the Yeas and Nays: 232 - 193 (Roll no. 448). (text: 9/20/2022 CR H7993-7994)

Sep 21, 2022

On motion to commit Failed by the Yeas and Nays: 202 - 228 (Roll no. 447).

Sep 21, 2022

Considered as unfinished business. (consideration: CR H8030-8032)

Sep 20, 2022

POSTPONED PROCEEDINGS - The Chair put the question on the motion to commit and by voice vote, announced that the noes had prevailed Ms. Foxx demanded the yeas and nays and the Chair postponed further proceedings on the motion to commit until a time to be announced.

Sep 20, 2022

The previous question on the motion to commit was ordered pursuant to clause 2(b) of rule XIX.

Sep 20, 2022

Ms. Foxx moved to commit to the Committee on Education and Labor.

Sep 20, 2022

The previous question was ordered pursuant to the rule.

Sep 20, 2022

DEBATE - The House proceeded with one hour of debate on S. 1098.

Sep 20, 2022

Rule provides for consideration of S. 1098 with 1 hour of general debate. Resolution also provides one motion to commit.

Sep 20, 2022

Considered under the provisions of rule H. Res. 1361. (consideration: CR H7993-7998)

Sep 20, 2022

Rule H. Res. 1361 passed House.

Sep 19, 2022

Rules Committee Resolution H. Res. 1361 Reported to House. Rule provides for consideration of S. 1098 with 1 hour of general debate. Resolution also provides one motion to commit.

Jun 17, 2022

Held at the desk.

Jun 17, 2022

Received in the House.

Jun 16, 2022

Message on Senate action sent to the House.

Jun 15, 2022

Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S2961)

Jun 15, 2022

Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.(text of amendment in the nature of a substitute: CR S2961)

Jun 15, 2022

Measure laid before Senate by unanimous consent. (consideration: CR S2961)

Jun 15, 2022

Senate Committee on Health, Education, Labor, and Pensions discharged by Unanimous Consent.

May 5, 2022

Committee on Banking, Housing, and Urban Affairs. Hearings held.

Apr 13, 2021

Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

Apr 13, 2021

Introduced in Senate

Votes taken on this bill 2

Date	Chamber	What was voted on	Result	Yes–No
Sep 21, 2022	House · vote #448	On Passage	Passed	232–193	See who voted →
Sep 21, 2022	House · vote #447	On Motion to Commit	Failed	202–228	See who voted →

Amendments to this bill 1

Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.

1 agreed to

Amendment	Sponsor	Purpose	Status	Latest action
SAMDT 5,097	Warner, Mark R.	In the nature of a substitute.	Agreed to	Jun 15, 2022

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Plain-English summary Congressional Research Service

Joint Consolidation Loan Separation Act

This act allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans.

One borrower may submit a separate application in the event that the individual has experienced domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower. In the case of a borrower who receives a separate consolidation loan due to those circumstances, the other individual borrower must become solely liable for the remaining balance of the joint consolidation loan.

What's happening now October 11, 2022

Became Public Law No: 117-200.

Related & companion bills 2

Bill text 4 versions

Engrossed in Senate Formatted Text PDF Formatted XML
Enrolled Bill Formatted Text PDF Formatted XML
Introduced in Senate Formatted Text PDF Formatted XML
Public Law Formatted Text PDF United States Legislative Markup

Source documents hosted by congress.gov.

Committees of jurisdiction 2

Cosponsors 2

Smith, Tina

Minnesota · Nov 18, 2021

Cornyn, John

Texas · Apr 13, 2021

Cite this page click to expand

APA

U.S. Congress. (2026). S. 1098: Joint Consolidation Loan Separation Act. 117th Congress. Open America. https://openamerica.io/bill/117-S-1098/

MLA

"S. 1098: Joint Consolidation Loan Separation Act." 117th Congress, 2026, Open America, https://openamerica.io/bill/117-S-1098/.

Bluebook (legal)

S. 1098, 117th Cong. (2026), https://openamerica.io/bill/117-S-1098/.

Markdown link

[S. 1098: Joint Consolidation Loan Separation Act](https://openamerica.io/bill/117-S-1098/)