Skip to main content
S 3508 116th Congress Senate Finance and Financial Sector Cardiovascular and respiratory health Consumer credit Disaster relief and insurance Economic performance and conditions Emergency medical services and trauma care Government information and archives Infectious and parasitic diseases

Disaster Protection for Workers’ Credit Act of 2020

Introduced: March 17, 2020 Introduced by: Schatz, Brian Democratic · Hawaii See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 17, 2020
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 17, 2020
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Disaster Protection for Workers' Credit Act of 2020

This bill generally provides credit protections to consumers during the COVID-19 (i.e., coronavirus disease 2019) outbreak and other major disasters. The bill prohibits furnishers of credit information from reporting adverse credit information that is the result of any inaction or action that occurred during the COVID-19 outbreak. It also prohibits any such reporting regarding a consumer who resides in an area covered by a major disaster declaration.

Credit reporting agencies are prohibited from including in a credit report any such adverse credit information.

The Consumer Financial Protection Bureau must create a website that allows consumers to report economic hardship as a result of the COVID-19 outbreak or a major disaster. Consumers may request the deletion of adverse credit information and request an extension of certain credit protections.

Credit reporting agencies must provide unlimited free credit reports and free credit scores upon request (1) during the COVID-19 outbreak or a major disaster, and (2) for a year afterwards.

What's happening now March 17, 2020

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 4
  • HR 6379 Related bill Workforce Emergency Response Act of 2020
  • HR 6370 Related bill Disaster Protection for Workers’ Credit Act
  • HR 6321 Related bill Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act
  • HR 6800 Related bill The Heroes Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3508: Disaster Protection for Workers’ Credit Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-S-3508/
MLA
"S. 3508: Disaster Protection for Workers’ Credit Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-3508/.
Bluebook (legal)
S. 3508, 116th Cong. (2026), https://openamerica.io/bill/116-S-3508/.
Markdown link
[S. 3508: Disaster Protection for Workers’ Credit Act of 2020](https://openamerica.io/bill/116-S-3508/)
Report a problem