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HR 6370 116th Congress House Finance and Financial Sector Cardiovascular and respiratory health Consumer credit Disaster relief and insurance Economic performance and conditions Emergency medical services and trauma care Government information and archives Health care costs and insurance Infectious and parasitic diseases

Disaster Protection for Workers’ Credit Act

Introduced: May 8, 2020 Introduced by: Sherman, Brad Democratic · California See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 23, 2020
Referred to the House Committee on Financial Services.
Mar 23, 2020
Introduced in House
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 Plain-English summary Congressional Research Service

Disaster Protection for Workers' Credit Act

This bill provides credit protections to consumers during the COVID-19 (i.e., coronavirus disease 2019) outbreak and other major disasters. The bill generally prohibits furnishers of credit information from reporting adverse credit information that is the result of any inaction or action that occurred during the COVID-19 outbreak. It also prohibits any such reporting regarding a consumer who resides in an area covered by a major disaster declaration. Additionally, medical debt related to the COVID-19 outbreak or a major disaster may not be reported to a consumer reporting agency regardless of when the expenses were incurred.

Credit reporting agencies are prohibited from including in a credit report any such adverse credit information.

The Consumer Financial Protection Bureau must create a website that allows consumers to report economic hardship as a result of the COVID-19 outbreak or a major disaster. Consumers may request the deletion of adverse credit information and request an extension of certain credit protections.

Credit reporting agencies must provide unlimited free credit reports and free credit scores upon request (1) during the COVID-19 outbreak or a major disaster, and (2) for a year afterwards.

The bill places restrictions on new credit scoring models created or implemented during the COVID-19 outbreak or a major disaster.

What's happening now March 23, 2020

Referred to the House Committee on Financial Services.

 Related & companion bills 4
  • HR 6379 Related bill Workforce Emergency Response Act of 2020
  • S 3508 Related bill Disaster Protection for Workers’ Credit Act of 2020
  • HR 6321 Related bill Financial Protections and Assistance for America’s Consumers, States, Businesses, and Vulnerable Populations Act
  • HR 6800 Related bill The Heroes Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 14
All 14 Democratic 9
D
Correa, J. Luis
California · Aug 14, 2020
 D
Cohen, Steve
Tennessee · Jun 29, 2020
 D
Evans, Dwight
Pennsylvania · Jun 29, 2020
 D
García, Jesús G. "Chuy"
Illinois · Jun 29, 2020
 D
Lieu, Ted
California · Jun 29, 2020
CLAY, WM.
· May 8, 2020
 D
Green, Al
Texas · May 8, 2020
 D
Bonamici, Suzanne
Oregon · May 5, 2020
Cicilline, David
· May 5, 2020
LANGEVIN, JAMES
· May 5, 2020
Lawson, Al
· May 5, 2020
MALONEY, CAROLYN
· May 5, 2020
 D
Norton, Eleanor Holmes
District of Columbia · May 5, 2020
 D
Waters, Maxine
California · May 5, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6370: Disaster Protection for Workers’ Credit Act. 116th Congress. Open America. https://openamerica.io/bill/116-HR-6370/
MLA
"H.R. 6370: Disaster Protection for Workers’ Credit Act." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-6370/.
Bluebook (legal)
H.R. 6370, 116th Cong. (2026), https://openamerica.io/bill/116-HR-6370/.
Markdown link
[H.R. 6370: Disaster Protection for Workers’ Credit Act](https://openamerica.io/bill/116-HR-6370/)
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