Skip to main content
S 2516 116th Congress Senate Finance and Financial Sector Congressional oversight Consumer credit Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees

Stop Debt Collection Abuse Act of 2019

Introduced: September 19, 2019 Introduced by: Booker, Cory A. Democratic · New Jersey See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Sep 19, 2019
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sep 19, 2019
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Stop Debt Collection Abuse Act of 2019

This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation arises. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office shall report on the use of debt collectors by federal, state, and local government agencies.

What's happening now September 19, 2019

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
  • HR 4403 Related bill Stop Debt Collection Abuse Act of 2019
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1
R
Lee, Mike
Utah · Sep 19, 2019
Cite this page click to expand
APA
U.S. Congress. (2026). S. 2516: Stop Debt Collection Abuse Act of 2019. 116th Congress. Open America. https://openamerica.io/bill/116-S-2516/
MLA
"S. 2516: Stop Debt Collection Abuse Act of 2019." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-S-2516/.
Bluebook (legal)
S. 2516, 116th Cong. (2026), https://openamerica.io/bill/116-S-2516/.
Markdown link
[S. 2516: Stop Debt Collection Abuse Act of 2019](https://openamerica.io/bill/116-S-2516/)
Report a problem