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Stop Debt Collection Abuse Act of 2019

Introduced: September 19, 2019 Introduced by: Cleaver, Emanuel Democratic · Missouri See on congress.gov
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 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 15, 2020
Placed on the Union Calendar, Calendar No. 538.
Dec 15, 2020
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-654.
Nov 14, 2019
Ordered to be Reported (Amended) by the Yeas and Nays: 54 - 0.
Nov 14, 2019
Committee Consideration and Mark-up Session Held.
Nov 13, 2019
Committee Consideration and Mark-up Session Held.
Sep 19, 2019
Referred to the House Committee on Financial Services.
Sep 19, 2019
Introduced in House
 Plain-English summary Congressional Research Service

Stop Debt Collection Abuse Act of 2019

This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers.

A federal agency that is a creditor may not sell or transfer a debt to a debt collector until 90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.

A collector of debt owed to a federal agency may not collect any interest, fee, charge, or expense that is (1) unreasonable in relation to actual costs, (2) not authorized by a contract between the debt collector and the federal agency, or (3) greater than 10% of the amount collected.

The Government Accountability Office must report on the use of debt collectors by federal, state, and local government agencies.

What's happening now December 15, 2020

Placed on the Union Calendar, Calendar No. 538.

 Committees of jurisdiction 1
 Cosponsors 1
All 1 Republican 1