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HR 7301 116th Congress House Housing and Community Development Administrative law and regulatory procedures Administrative remedies Alaska Natives and Hawaiians American Samoa Appropriations Banking and financial institutions regulation Bankruptcy Building construction Cardiovascular and respiratory health Caribbean area Congressional oversight Consumer Financial Protection Bureau Department of Housing and Urban Development Economic performance and conditions Emergency medical services and trauma care Energy assistance for the poor and aged Executive agency funding and structure Federal Reserve System Financial services and investments

Emergency Housing Protections and Relief Act of 2020

Introduced: June 24, 2020 Introduced by: Waters, Maxine Democratic · California See on congress.gov
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This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 16 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 30, 2020
Received in the Senate.
Jun 29, 2020
Motion to reconsider laid on the table Agreed to without objection.
Jun 29, 2020
On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128). (text: CR H2644-2653)
Jun 29, 2020
On motion to recommit with instructions Failed by the Yeas and Nays: 191 - 219 (Roll no. 127).
Jun 29, 2020
Considered as unfinished business. (consideration: CR H2667-2668)
Jun 29, 2020
POSTPONED PROCEEDINGS - At the conclusion of debate on the motion to recommit with instructions, the Chair put the question on the motion and by voice vote, announced that the noes had prevailed. Mr. Huizenga demanded the yeas and nays and the Chair postponed further consideration on the motion to recommit until a time to be announced.
Jun 29, 2020
The previous question on the motion to recommit with instructions was ordered without objection.
Jun 29, 2020
DEBATE - The House proceeded with 10 minutes of debate on the Huizenga motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment to add language with new directions on groups to receive funds as well as adding a new title.
Jun 29, 2020
Mr. Huizenga moved to recommit with instructions to the Committee on Financial Services. (text: CR H2661-2662)
Jun 29, 2020
The previous question was ordered pursuant to the rule.
Jun 29, 2020
DEBATE - The House proceeded with one hour of debate on H.R. 7301.
Jun 29, 2020
Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.
Jun 29, 2020
Considered under the provisions of rule H. Res. 1017. (consideration: CR H2644-2663)
Jun 24, 2020
Rules Committee Resolution H. Res. 1017 Reported to House. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.
Jun 24, 2020
Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jun 24, 2020
Introduced in House
 Votes taken on this bill 2
DateChamberWhat was voted onResultYes–No
Jun 29, 2020 House · vote #128 On Passage Passed 232–180 See who voted →
Jun 29, 2020 House · vote #127 On Motion to Recommit with Instructions Failed 191–219 See who voted →
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 Plain-English summary Congressional Research Service

Emergency Housing Protections and Relief Act of 2020

This bill addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures.

The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters.

In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties.

Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages.

The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages.

The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months.

Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling.

The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

What's happening now June 30, 2020

Received in the Senate.

 Related & companion bills 13
  • HRES 1017 Related bill Providing for consideration of the bill (H.R. 51) to provide for the admission of the State of Washington, D.C. into th…
  • HR 6800 Related bill The Heroes Act
  • HR 6362 Related bill Public Health Emergency Shelter Act of 2020
  • HR 6704 Related bill Coronavirus Housing Counseling Improvement Act of 2020
  • HR 6724 Related bill Public Health Emergency Shelter Act of 2020
  • HR 6729 Related bill COVID-19 Homeowner Assistance Fund Act of 2020
  • HR 6820 Related bill Emergency Rental Assistance and Rental Market Stabilization Act of 2020
  • HR 6859 Related bill Public Housing and Section 8 Operational Response Act for COVID-19
  • HR 7084 Related bill Emergency Housing Voucher Act of 2020
  • S 3685 Related bill Emergency Rental Assistance and Rental Market Stabilization Act of 2020
  • HR 6736 Related bill Protect Rural Renters Act of 2020
  • S 4098 Related bill Coronavirus Housing Counseling Improvement Act
  • S 4164 Related bill Emergency Housing Voucher Act of 2020
 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 6
All 6 Democratic 4
CLAY, WM.
· Jun 26, 2020
 D
García, Jesús G. "Chuy"
Illinois · Jun 26, 2020
 D
Green, Al
Texas · Jun 26, 2020
Heck, Denny
· Jun 26, 2020
 D
Pressley, Ayanna
Massachusetts · Jun 26, 2020
 D
Velázquez, Nydia M.
New York · Jun 26, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 7301: Emergency Housing Protections and Relief Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-7301/
MLA
"H.R. 7301: Emergency Housing Protections and Relief Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-7301/.
Bluebook (legal)
H.R. 7301, 116th Cong. (2026), https://openamerica.io/bill/116-HR-7301/.
Markdown link
[H.R. 7301: Emergency Housing Protections and Relief Act of 2020](https://openamerica.io/bill/116-HR-7301/)
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