Skip to main content
H.R. 7301 116th Congress House

Emergency Housing Protections and Relief Act of 2020

Official title: To prevent evictions, foreclosures, and unsafe housing conditions resulting from the COVID-19 pandemic, and for other purposes.

Introduced: June 26, 2020 Introduced by: Maxine Waters Democratic · California See on congress.gov
Housing and Community Development Administrative law and regulatory proceduresAdministrative remediesAlaska Natives and HawaiiansAmerican Samoa
More subjectsShow fewer subjects
AppropriationsBanking and financial institutions regulationBankruptcyBuilding constructionCardiovascular and respiratory healthCaribbean areaCongressional oversightConsumer Financial Protection BureauDepartment of Housing and Urban DevelopmentEconomic performance and conditionsEmergency medical services and trauma careEnergy assistance for the poor and agedExecutive agency funding and structureFederal Reserve SystemFinancial services and investmentsForeign language and bilingual programsGovernment information and archivesGovernment lending and loan guaranteesGuamHealth promotion and preventive careHomelessness and emergency shelterHousing and community development fundingHousing finance and home ownershipHousing supply and affordabilityIndian social and development programsInfectious and parasitic diseasesInterest, dividends, interest ratesInternet and video servicesInternet, web applications, social mediaLandlord and tenantLighting, heating, coolingLow- and moderate-income housingNeighborhood Reinvestment CorporationNorthern Mariana IslandsPublic housingPublic utilities and utility ratesPuerto RicoRural conditions and developmentSecuritiesU.S. territories and protectoratesVirgin IslandsWages and earningsWorker safety and health
Sign in to write a letter Sign in to watch
This bill died when the 116th Congress ended
It never became law before the 116th Congress (2019–2020) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 16 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 30, 2020
Received in the Senate.
Jun 29, 2020
Motion to reconsider laid on the table Agreed to without objection.
Jun 29, 2020
On passage Passed by the Yeas and Nays: 232 - 180 (Roll no. 128). (text: CR H2644-2653)
Jun 29, 2020
On motion to recommit with instructions Failed by the Yeas and Nays: 191 - 219 (Roll no. 127).
Jun 29, 2020
Considered as unfinished business. (consideration: CR H2667-2668)
Jun 29, 2020
POSTPONED PROCEEDINGS - At the conclusion of debate on the motion to recommit with instructions, the Chair put the question on the motion and by voice vote, announced that the noes had prevailed. Mr. Huizenga demanded the yeas and nays and the Chair postponed further consideration on the motion to recommit until a time to be announced.
Jun 29, 2020
The previous question on the motion to recommit with instructions was ordered without objection.
Jun 29, 2020
DEBATE - The House proceeded with 10 minutes of debate on the Huizenga motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment to add language with new directions on groups to receive funds as well as adding a new title.
Jun 29, 2020
Mr. Huizenga moved to recommit with instructions to the Committee on Financial Services. (text: CR H2661-2662)
Jun 29, 2020
The previous question was ordered pursuant to the rule.
Jun 29, 2020
DEBATE - The House proceeded with one hour of debate on H.R. 7301.
Jun 29, 2020
Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.
Jun 29, 2020
Considered under the provisions of rule H. Res. 1017. (consideration: CR H2644-2663)
Jun 24, 2020
Rules Committee Resolution H. Res. 1017 Reported to House. Rule provides for consideration of H.R. 1425, H.R. 5332, H.R. 7120, H.R. 7301 and H.J. Res. 90. The resolution provides that the provisions of section 125(c) of the Uruguay Round Agreements Act shall not apply during the remainder of the 116th Congress and the resolution amends H.Res. 967, agreed to on May 15, 2020.
Jun 24, 2020
Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jun 24, 2020
Introduced in House
 Votes taken on this bill 2
DateChamberWhat was voted onResultYes–No
Jun 29, 2020 House · vote #128 On Passage Passed 232–180 See who voted →
Jun 29, 2020 House · vote #127 On Motion to Recommit with Instructions Failed 191–219 See who voted →
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Latest action June 30, 2020

Received in the Senate.

 Plain-English summary Congressional Research Service

Emergency Housing Protections and Relief Act of 2020

This bill addresses various housing issues in response to the COVID-19 (i.e., coronavirus disease 2019) public health emergency, including housing assistance programs and moratoriums on evictions and foreclosures.

The bill authorizes additional housing assistance, including rental assistance, for (1) low-income individuals with families, including those who are homeless or at risk of homelessness; (2) the elderly; (3) individuals with disabilities; and (4) rural renters.

In addition, the bill establishes a 12-month moratorium on evictions covering all tenants, whereas the previously enacted moratorium covered only tenants of federally assisted properties.

Similarly, the bill establishes a 12-month moratorium on foreclosures that covers all tenants, whereas the previously enacted moratorium covered only federally backed mortgages.

The bill also establishes an automatic 60-day forbearance (i.e., suspension of mortgage payments) for a single-family mortgage that becomes delinquent by 60 days during the public health emergency. Under current law, the borrower must request a forbearance. This automatic forbearance also applies to certain reverse mortgages.

The bill extends the maximum period of forbearance for multifamily mortgages from 90 days to 12 months.

Additionally, the bill establishes a six-month moratorium on the repossession of personal property used as a dwelling.

The bill also provides additional bankruptcy protections by (1) increasing the homestead exemption (generally, the equity in a residence that is protected from creditors in a bankruptcy proceeding) from $15,000 to $100,000, and (2) expanding eligibility for Chapter 13 bankruptcy.

 Related & companion bills 13
  • HRES 1017 Providing for consideration of the bill (H.R. 51) to provide for the admission of the State of Washington, D.C. into th…
  • HR 6800 The Heroes Act
  • HR 6362 Public Health Emergency Shelter Act of 2020
  • HR 6704 Coronavirus Housing Counseling Improvement Act of 2020
  • HR 6724 Public Health Emergency Shelter Act of 2020
  • HR 6729 COVID-19 Homeowner Assistance Fund Act of 2020
  • HR 6820 Emergency Rental Assistance and Rental Market Stabilization Act of 2020
  • HR 6859 Public Housing and Section 8 Operational Response Act for COVID-19
  • HR 7084 Emergency Housing Voucher Act of 2020
  • S 3685 Emergency Rental Assistance and Rental Market Stabilization Act of 2020
Show all 13 related billsShow fewer related bills
  • HR 6736 Protect Rural Renters Act of 2020
  • S 4098 Coronavirus Housing Counseling Improvement Act
  • S 4164 Emergency Housing Voucher Act of 2020
 Bill text 3 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 8
All 8 Democratic 4
Axne, Cynthia
· Jun 26, 2020
CLAY, WM.
· Jun 26, 2020
 D
García, Jesús G. "Chuy"
Illinois · Jun 26, 2020
 D
Green, Al
Texas · Jun 26, 2020
Heck, Denny
· Jun 26, 2020
 D
Pressley, Ayanna
Massachusetts · Jun 26, 2020
 D
Scott, David
Georgia · Jun 26, 2020
 D
Velázquez, Nydia M.
New York · Jun 26, 2020
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 7301: Emergency Housing Protections and Relief Act of 2020. 116th Congress. Open America. https://openamerica.io/bill/116-HR-7301/
MLA
"H.R. 7301: Emergency Housing Protections and Relief Act of 2020." 116th Congress, 2026, Open America, https://openamerica.io/bill/116-HR-7301/.
Bluebook (legal)
H.R. 7301, 116th Cong. (2026), https://openamerica.io/bill/116-HR-7301/.
Markdown link
[H.R. 7301: Emergency Housing Protections and Relief Act of 2020](https://openamerica.io/bill/116-HR-7301/)
Report a problem