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S 1642 115th Congress Senate Finance and Financial Sector Banking and financial institutions regulation Consumer credit Credit and credit markets Federal preemption Interest, dividends, interest rates

Protecting Consumers' Access to Credit Act of 2017

Introduced: July 27, 2017 Introduced by: Warner, Mark R. Democratic · Virginia See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jul 27, 2017
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Jul 27, 2017
Introduced in Senate
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 Plain-English summary Congressional Research Service

Protecting Consumers' Access to Credit Act of 2017

This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

What's happening now July 27, 2017

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 1
  • HR 3299 Related bill Protecting Consumers' Access to Credit Act of 2017
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 3
All 3 Democratic 1 Republican 2
R
Rounds, Mike
South Dakota · Jul 17, 2018
 R
Daines, Steve
Montana · Jul 27, 2017
 D
Peters, Gary C.
Michigan · Jul 27, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). S. 1642: Protecting Consumers' Access to Credit Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-S-1642/
MLA
"S. 1642: Protecting Consumers' Access to Credit Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-S-1642/.
Bluebook (legal)
S. 1642, 115th Cong. (2026), https://openamerica.io/bill/115-S-1642/.
Markdown link
[S. 1642: Protecting Consumers' Access to Credit Act of 2017](https://openamerica.io/bill/115-S-1642/)
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