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HR 3299 115th Congress House Finance and Financial Sector Banking and financial institutions regulation Consumer credit Credit and credit markets Federal preemption Interest, dividends, interest rates

Protecting Consumers' Access to Credit Act of 2017

Introduced: November 16, 2017 See on congress.gov
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This bill died when the 115th Congress ended
It never became law before the 115th Congress (2017–2018) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 16 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 15, 2018
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Feb 14, 2018
Motion to reconsider laid on the table Agreed to without objection.
Feb 14, 2018
On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78). (text: CR H1148)
Feb 14, 2018
Considered as unfinished business. (consideration: CR H1169)
Feb 14, 2018
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 3299, the Chair put the question on passage of the bill, and by voice vote announced the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until later in the legislative day.
Feb 14, 2018
The previous question was ordered pursuant to the rule.
Feb 14, 2018
DEBATE - The House proceeded with one hour of debate on H.R. 3299.
Feb 14, 2018
Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.
Feb 14, 2018
Considered under the provisions of rule H. Res. 736. (consideration: CR H1147-1155)
Feb 13, 2018
Rules Committee Resolution H. Res. 736 Reported to House. Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.
Jan 30, 2018
Placed on the Union Calendar, Calendar No. 402.
Jan 30, 2018
Reported by the Committee on Financial Services. H. Rept. 115-538.
Nov 15, 2017
Ordered to be Reported by the Yeas and Nays: 42 - 17.
Nov 15, 2017
Committee Consideration and Mark-up Session Held.
Jul 19, 2017
Referred to the House Committee on Financial Services.
Jul 19, 2017
Introduced in House
 Votes taken on this bill 1
DateChamberWhat was voted onResultYes–No
Feb 14, 2018 House · vote #78 On Passage Passed 245–171 See who voted →
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 Plain-English summary Congressional Research Service

(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)

Protecting Consumers' Access to Credit Act of 2017

(Sec. 3) This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

What's happening now February 15, 2018

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 2
  • S 1642 Related bill Protecting Consumers' Access to Credit Act of 2017
  • HRES 736 Related bill Providing for consideration of the bill (H.R. 620) to amend the Americans with Disabilities Act of 1990 to promote comp…
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 2
 Cosponsors 3
All 3 Democratic 2
Hollingsworth, Trey
· Nov 16, 2017
 D
Moore, Gwen
Wisconsin · Oct 31, 2017
 D
Meeks, Gregory W.
New York · Jul 19, 2017
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 3299: Protecting Consumers' Access to Credit Act of 2017. 115th Congress. Open America. https://openamerica.io/bill/115-HR-3299/
MLA
"H.R. 3299: Protecting Consumers' Access to Credit Act of 2017." 115th Congress, 2026, Open America, https://openamerica.io/bill/115-HR-3299/.
Bluebook (legal)
H.R. 3299, 115th Cong. (2026), https://openamerica.io/bill/115-HR-3299/.
Markdown link
[H.R. 3299: Protecting Consumers' Access to Credit Act of 2017](https://openamerica.io/bill/115-HR-3299/)
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