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Reforming CFPB Indirect Auto Financing Guidance Act

Introduced: March 10, 2016 Introduced by: Moran, Jerry Republican · Kansas See on congress.gov
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This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Apr 7, 2016
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-520.
Mar 10, 2016
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 10, 2016
Introduced in Senate
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 Plain-English summary Congressional Research Service

Reforming CFPB Indirect Auto Financing Guidance Act

This bill declares without force or effect Consumer Financial Protection Bureau (CFPB) Bulletin 2013-02 (Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act), published March 21, 2013.

The Consumer Financial Protection Act of 2010 is amended to direct the CFPB, when proposing and issuing guidance primarily related to indirect auto financing, to:

  • provide for a public notice and comment period before issuing the guidance in final form;
  • make publicly available all information relied on by the CFPB;
  • redact any information exempt from disclosure under the Freedom of Information Act;
  • consult with the Board of Governors of the Federal Reserve System, the Federal Trade Commission, and the Department of Justice; and
  • study the costs and impacts of the guidance to consumers and women-owned, minority-owned, veteran-owned, and small businesses, including consumers and small businesses in rural areas.
What's happening now April 7, 2016

Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 114-520.

 Related & companion bills 2
  • HR 5983 Related bill Financial CHOICE Act of 2016
  • HR 1737 Related bill Reforming CFPB Indirect Auto Financing Guidance Act
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
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APA
U.S. Congress. (2026). S. 2663: Reforming CFPB Indirect Auto Financing Guidance Act. 114th Congress. Open America. https://openamerica.io/bill/114-S-2663/
MLA
"S. 2663: Reforming CFPB Indirect Auto Financing Guidance Act." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-S-2663/.
Bluebook (legal)
S. 2663, 114th Cong. (2026), https://openamerica.io/bill/114-S-2663/.
Markdown link
[S. 2663: Reforming CFPB Indirect Auto Financing Guidance Act](https://openamerica.io/bill/114-S-2663/)
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