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Reforming CFPB Indirect Auto Financing Guidance Act

Introduced: September 9, 2015 See on congress.gov
This bill died when the 114th Congress ended
It never became law before the 114th Congress (2015–2016) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 24 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Nov 19, 2015
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Nov 18, 2015
Motion to reconsider laid on the table Agreed to without objection.
Nov 18, 2015
On passage Passed by the Yeas and Nays: 332 - 96 (Roll no. 637).
Nov 18, 2015
Considered as unfinished business. (consideration: CR H8322)
Nov 18, 2015
POSTPONED ROLL CALL VOTE - The Chair put the question on passage of H.R. 1737 and by voice vote, announced that the ayes had prevailed. Mr. Guinta demanded the yeas and nays and the Chair postponed further proceedings on the question of passage until a time to be announced.
Nov 18, 2015
The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.
Nov 18, 2015
The previous question was ordered pursuant to the rule. (consideration: CR H8311)
Nov 18, 2015
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1737.
Nov 18, 2015
DEBATE - Pursuant to the provisions of H. Res. 526, the Committee of the Whole proceeded with 10 minutes of debate on the Sewell amendment No. 3.
Nov 18, 2015
DEBATE - Pursuant to the provisions of H. Res. 526, the Committee of the Whole proceeded with 10 minutes of debate on the Smith (MO) amendment No. 2.
Nov 18, 2015
DEBATE - Pursuant to the provisions of H. Res. 526, the Committee of the Whole proceeded with 10 minutes of debate on the Gosar amendment No. 1.
Nov 18, 2015
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 1737.
Nov 18, 2015
The Speaker designated the Honorable Ted Poe to act as Chairman of the Committee.
Nov 18, 2015
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 526 and Rule XVIII.
Nov 18, 2015
Rule provides for consideration of H.R. 1737 and H.R. 511. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. For the purposes of requesting a conference with the Senate, the resolution provides that the House has taken S. 1177 from the Speaker's table, adopts an amendment in the nature of a substitute consisting of the text of H.R. 5, as passed by the House and adopts S. 1177, as amended. The resolution makes in order only those amendments to H.R. 1737 printed in the report. H.R. 511 shall be considered under a closed rule.
Nov 18, 2015
Considered under the provisions of rule H. Res. 526. (consideration: CR H8297-8311; text of measure as reported in House: CR H8309)
Nov 16, 2015
Rules Committee Resolution H. Res. 526 Reported to House. Rule provides for consideration of H.R. 1737 and H.R. 511. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. For the purposes of requesting a conference with the Senate, the resolution provides that the House has taken S. 1177 from the Speaker's table, adopts an amendment in the nature of a substitute consisting of the text of H.R. 5, as passed by the House and adopts S. 1177, as amendend. The resolution makes in order only those amendments to H.R. 1737 printed inthe report. H.R. 511 shall be considered under a closed rule.
Nov 9, 2015
Placed on the Union Calendar, Calendar No. 250.
Nov 9, 2015
Reported by the Committee on Financial Services. H. Rept. 114-329.
Jul 29, 2015
Ordered to be Reported by the Yeas and Nays: 47 - 10.
Jul 29, 2015
Committee Consideration and Mark-up Session Held.
Jun 11, 2015
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Apr 13, 2015
Referred to the House Committee on Financial Services.
Apr 13, 2015
Introduced in House
 Votes taken on this bill 1
DateChamberWhat was voted onResultYes–No
Nov 18, 2015 House · vote #637 On Passage Passed 33296 See who voted →
 Amendments to this bill 3

Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.

3 agreed to

AmendmentSponsorPurposeStatusLatest action
HAMDT 832 Sewell, Terri A. An amendment No. 3 printed in House Report 114-340 to clarify that nothing in the bill shall be construed to … Agreed to Nov 18, 2015
HAMDT 831 Smith, Jason Amendent requires that the CFPB, before issuing guidance on indirect auto financing, should also conduct a st… Agreed to Nov 18, 2015
HAMDT 830 Gosar, Paul A. Amendment ensures that the costs and impacts to any veteran-owned business are included in the study required… Agreed to Nov 18, 2015
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 Plain-English summary Congressional Research Service

Reforming CFPB Indirect Auto Financing Guidance Act

(Sec. 2) Declares without force or effect Consumer Financial Protection Bureau (CFPB) Bulletin 2013-02 (Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act), published March 21, 2013.

(Sec. 3) Amends the Consumer Financial Protection Act of 2010 to direct the CFPB, when proposing and issuing guidance primarily related to indirect auto financing, to:

  • provide for a public notice and comment period before issuing the guidance in final form;
  • make publicly available all information relied on by the CFPB;
  • redact any information exempt from disclosure under the Freedom of Information Act;
  • consult with the Board of Governors of the Federal Reserve System, the Federal Trade Commission, and the Department of Justice; and
  • study the costs and impacts of the guidance to consumers and women-owned, minority-owned, veteran-owned, and small businesses, including consumers and small businesses in rural areas.
What's happening now November 19, 2015

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Related & companion bills 3
 Bill text 4 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 3
 Cosponsors 58
R
Kelly, Mike
Pennsylvania · Oct 26, 2015
R
Loudermilk, Barry
Georgia · Oct 26, 2015
R
Allen, Rick W.
Georgia · Oct 7, 2015
R
Hudson, Richard
North Carolina · Oct 7, 2015
D
Norcross, Donald
New Jersey · Oct 7, 2015
R
Crawford, Eric A. "Rick"
Arkansas · Oct 6, 2015
Love, Mia
· Oct 6, 2015
R
Zinke, Ryan K.
Montana · Oct 6, 2015
D
Castor, Kathy
Florida · Oct 1, 2015
R
Griffith, H. Morgan
Virginia · Oct 1, 2015
R
Rouzer, David
North Carolina · Oct 1, 2015
D
Aguilar, Pete
California · Sep 29, 2015
R
Cramer, Kevin
North Dakota · Sep 28, 2015
D
Huffman, Jared
California · Sep 10, 2015
Brat, Dave
· Sep 9, 2015
D
Lieu, Ted
California · Jul 21, 2015
D
Quigley, Mike
Illinois · Jul 21, 2015
Trott, David
· Jul 21, 2015
R
Wagner, Ann
Missouri · Jul 9, 2015
D
Torres, Norma J.
California · Jul 8, 2015
D
Wasserman Schultz, Debbie
Florida · Jul 8, 2015
D
Costa, Jim
California · Jul 7, 2015
R
Grothman, Glenn
Wisconsin · Jul 7, 2015
R
Jordan, Jim
Ohio · Jul 7, 2015
Young, David
· Jun 25, 2015
D
Courtney, Joe
Connecticut · Jun 23, 2015
R
Simpson, Michael K.
Idaho · Jun 23, 2015
R
Babin, Brian
Texas · Jun 16, 2015
R
Walberg, Tim
Michigan · Jun 16, 2015
R
Emmer, Tom
Minnesota · Jun 10, 2015
R
Valadao, David G.
California · Jun 10, 2015
R
Stefanik, Elise M.
New York · Jun 2, 2015
R
Gosar, Paul A.
Arizona · May 21, 2015
D
Vargas, Juan
California · May 20, 2015
D
Brownley, Julia
California · May 19, 2015
R
Schweikert, David
Arizona · May 19, 2015
D
Titus, Dina
Nevada · May 15, 2015
D
Veasey, Marc A.
Texas · May 15, 2015
R
Sessions, Pete
Texas · May 14, 2015
MacArthur, Thomas
· May 13, 2015
D
DelBene, Suzan K.
Washington · May 12, 2015
R
Hill, J. French
Arkansas · May 12, 2015
D
Welch, Peter
Vermont · May 12, 2015
D
Cuellar, Henry
Texas · Apr 30, 2015
R
Turner, Michael R.
Ohio · Apr 30, 2015
D
Wilson, Frederica S.
Florida · Apr 30, 2015
D
Duckworth, Tammy
Illinois · Apr 22, 2015
R
Guthrie, Brett
Kentucky · Apr 22, 2015
R
Latta, Robert E.
Ohio · Apr 22, 2015
R
Joyce, David P.
Ohio · Apr 21, 2015
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Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1737: Reforming CFPB Indirect Auto Financing Guidance Act. 114th Congress. Open America. https://openamerica.io/bill/114-HR-1737/
MLA
"H.R. 1737: Reforming CFPB Indirect Auto Financing Guidance Act." 114th Congress, 2026, Open America, https://openamerica.io/bill/114-HR-1737/.
Bluebook (legal)
H.R. 1737, 114th Cong. (2026), https://openamerica.io/bill/114-HR-1737/.
Markdown link
[H.R. 1737: Reforming CFPB Indirect Auto Financing Guidance Act](https://openamerica.io/bill/114-HR-1737/)
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