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HR 4301 99th Congress House

Risk Retention Amendments of 1986

Official title: A bill to facilitate the ability of organizations to establish risk retention groups, to facilitate the ability of such organizations to purchase liability ins… Show full official titleShow less

Official title: A bill to facilitate the ability of organizations to establish risk retention groups, to facilitate the ability of such organizations to purchase liability insurance on a group basis, and for other purposes.

Introduced: May 13, 1986 Introduced by: Wyden, Ron Democratic · Oregon See on congress.gov
Commerce BermudaBritish West IndiesBusiness and commerceBusiness insurance
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Cayman IslandsConsumer protectionFederal preemptionForeign Trade and InvestmentsGroup insuranceInsuranceLiability insuranceProducts liabilityRisk managementState lawsStatesWarranties
This bill died when the 99th Congress ended
It never became law before the 99th Congress (1985–1986) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Mar 12, 1986
Referred to Subcommittee on Commerce, Transportation and Tourism.
Mar 4, 1986
Referred to House Committee on Energy and Commerce.
Mar 4, 1986
Introduced in House
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 Latest action March 12, 1986

Referred to Subcommittee on Commerce, Transportation and Tourism.

 Plain-English summary Congressional Research Service

Risk Retention Amendments of 1986 - Amends the Product Liability Risk Retention Act of 1981 to exempt risk retention groups and purchasing groups (businesses which organize to purchase personal risk and liability insurance on a group basis) from State laws which prohibit, regulate, or otherwise discriminate against such groups.

Revises the definition of "organization" eligible to form risk retention and purchasing groups to include businesses, professional groups, hospitals, schools, churches, or other institutions, and State and local governmental entities.

Retitles such Act the Liability Risk Retention Act of 1986.

Excludes from the coverage of this Act product liability risk retention groups formed on or after January 1, 1985, under the laws of Bermuda or the Cayman Islands.

Subjects such groups to State no-fault automobile insurance requirements. Limits the authority to provide insurance under such Act to liability insurance.

 Committees of jurisdiction 2
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APA
U.S. Congress. (2026). H.R. 4301: Risk Retention Amendments of 1986. 99th Congress. Open America. https://openamerica.io/bill/99-HR-4301/
MLA
"H.R. 4301: Risk Retention Amendments of 1986." 99th Congress, 2026, Open America, https://openamerica.io/bill/99-HR-4301/.
Bluebook (legal)
H.R. 4301, 99th Cong. (2026), https://openamerica.io/bill/99-HR-4301/.
Markdown link
[H.R. 4301: Risk Retention Amendments of 1986](https://openamerica.io/bill/99-HR-4301/)
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