GUARD Act
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Guarding Unprotected Aging Retirees from Deception Act or the GUARD Act
This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.
The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.
Finally, the bill requires the Department of the Treasury and the Financial Crimes Enforcement Network (FinCEN) to report on efforts and recommendations related to general financial fraud, elder financial fraud, pig butchering, and scams. The bill also requires Treasury and FinCEN to report on the state of scams in the United States, including information about crimes committed, federal civil and criminal enforcement actions, and federal efforts to address the crimes.
Placed on Senate Legislative Calendar under General Orders. Calendar No. 317.
- Introduced in Senate Formatted Text PDF Formatted XML
- Reported to Senate Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). S. 2544: GUARD Act. 119th Congress. Open America. https://openamerica.io/bill/119-S-2544/
"S. 2544: GUARD Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-2544/.
S. 2544, 119th Cong. (2026), https://openamerica.io/bill/119-S-2544/.
[S. 2544: GUARD Act](https://openamerica.io/bill/119-S-2544/)