Skip to main content
S. 245 119th Congress Senate

Insure Cybersecurity Act of 2025

Official title: A bill to require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require disseminat… Show full official titleShow less

Official title: A bill to require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require dissemination of informative resources for issuers and customers of cyber insurance, and for other purposes.

Introduced: January 24, 2025 Introduced by: John W. Hickenlooper Democratic · Colorado See on congress.gov
Science, Technology, Communications Advisory bodiesComputer security and identity theftComputers and information technologyCongressional oversight
More subjectsShow fewer subjects
Consumer affairsGovernment information and archivesGovernment studies and investigationsInsurance industry and regulationPublic-private cooperation
Sign in to write a letter Sign in to watch
 Everywhere this bill has been 5 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jun 9, 2025
Committee on Commerce, Science, and Transportation. Reported by Senator Cruz without amendment. With written report No. 119-28.
Jun 9, 2025
Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.
Feb 5, 2025
Committee on Commerce, Science, and Transportation. Ordered to be reported without amendment favorably.
Jan 24, 2025
Read twice and referred to the Committee on Commerce, Science, and Transportation.
Jan 24, 2025
Introduced in Senate
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now June 9, 2025

Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.

 Plain-English summary Congressional Research Service

Insure Cybersecurity Act of 2025

This bill requires the National Telecommunications and Information Administration (NTIA) to establish a working group on cyber insurance policies. Under the bill, these are defined as policies that offer coverage for losses, damages, and costs incurred due to cyberattacks and related incidents.

The working group is directed to analyze and address issues in the cyber insurance market facing both insurers and their customers. Specifically, the working group must develop information for customers on how to effectively evaluate policy options, and for insurers on how to clearly communicate with customers regarding policy provisions.

Additionally, the working group is directed to analyze and explain in layman’s terms

  • terminology commonly used in cyber insurance policies, including terminology used to include or exclude coverage for losses from cyber incidents;
  • how common policy provisions correspond to cyber incidents and potential responses, including ransomware and potential ransom payments; and
  • constraints faced by insurers in covering higher losses in cyber risk areas, such as reputational damage and loss of intellectual property.

At the conclusion of the working group's term, NTIA must publish and disseminate informative resources for cyber insurance stakeholders, including any recommendations formulated by the working group.  

 Hearings & markups 1
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 49

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 49 filings →
 Cosponsors 1
All 1 Republican 1
R
Capito, Shelley Moore
West Virginia · Jan 24, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). S. 245: Insure Cybersecurity Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-245/
MLA
"S. 245: Insure Cybersecurity Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-245/.
Bluebook (legal)
S. 245, 119th Cong. (2026), https://openamerica.io/bill/119-S-245/.
Markdown link
[S. 245: Insure Cybersecurity Act of 2025](https://openamerica.io/bill/119-S-245/)
Report a problem