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S 127 119th Congress Senate Housing and Community Development Congressional oversight Government lending and loan guarantees Housing and community development funding Intergovernmental relations Landlord and tenant Low- and moderate-income housing Residential rehabilitation and home repair

Whole-Home Repairs Act of 2025

Introduced: January 16, 2025 Introduced by: Fetterman, John Democratic · Pennsylvania See on congress.gov
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 16, 2025
Introduced in Senate
Jan 16, 2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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 Plain-English summary Congressional Research Service

Whole-Home Repairs Act of 2025

This bill establishes a pilot program through which the Department of Housing and Urban Development provides grants to state and local governments to support the ability of certain landlords and low- to moderate-income homeowners to make necessary modifications, repairs, or updates to their properties.

State and local governments must use the funds they receive under the program to award grants to homeowners and loans to landlords to make changes that address issues such as accessibility, habitability, and energy efficiency. 

A homeowner is eligible for a grant if the homeowner's household income (1) does not exceed 80% of the area median income, (2) does not exceed 200% of the federal poverty guidelines, or (3) meets the income eligibility criteria of another federal program that serves families of limited means. A landlord is eligible for a loan (which may be forgivable) if the landlord owns fewer than 10 rental properties that have a total of up to 50 units and that mostly consist of units that are affordable (i.e., affordable to a tenant with an income that does not exceed 80% of the area median income).

The program terminates on October 1, 2030. 

What's happening now January 16, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 23

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

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APA
U.S. Congress. (2026). S. 127: Whole-Home Repairs Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-127/
MLA
"S. 127: Whole-Home Repairs Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-127/.
Bluebook (legal)
S. 127, 119th Cong. (2026), https://openamerica.io/bill/119-S-127/.
Markdown link
[S. 127: Whole-Home Repairs Act of 2025](https://openamerica.io/bill/119-S-127/)
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