S. 127 119th Congress Senate

Whole-Home Repairs Act of 2025

Official title: A bill to establish a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes.

Introduced: January 16, 2025 Introduced by: John Fetterman Democratic · Pennsylvania See on congress.gov

Housing and Community Development Congressional oversightGovernment lending and loan guaranteesHousing and community development fundingIntergovernmental relations

More subjectsShow fewer subjects

Landlord and tenantLow- and moderate-income housingResidential rehabilitation and home repair

Everywhere this bill has been 2 steps

Introduced

In committee

Reported out

Passed House

Passed Senate

To President

Became law

Jan 16, 2025

Introduced in Senate

Jan 16, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

What's happening now January 16, 2025

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Plain-English summary Congressional Research Service

Whole-Home Repairs Act of 2025

This bill establishes a pilot program through which the Department of Housing and Urban Development provides grants to state and local governments to support the ability of certain landlords and low- to moderate-income homeowners to make necessary modifications, repairs, or updates to their properties.

State and local governments must use the funds they receive under the program to award grants to homeowners and loans to landlords to make changes that address issues such as accessibility, habitability, and energy efficiency.

A homeowner is eligible for a grant if the homeowner's household income (1) does not exceed 80% of the area median income, (2) does not exceed 200% of the federal poverty guidelines, or (3) meets the income eligibility criteria of another federal program that serves families of limited means. A landlord is eligible for a loan (which may be forgivable) if the landlord owns fewer than 10 rental properties that have a total of up to 50 units and that mostly consist of units that are affordable (i.e., affordable to a tenant with an income that does not exceed 80% of the area median income).

The program terminates on October 1, 2030.

Related & companion bills 1

Bill text 1 version

Introduced in Senate Formatted Text PDF Formatted XML

Source documents hosted by congress.gov.

Committees of jurisdiction 1

Banking, Housing, and Urban Affairs Committee
Senate

Lobbying activity 26

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

NATIONAL ASSOCIATION OF REALTORS
for NATIONAL ASSOCIATION OF REALTORS · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
UP FOR GROWTH ACTION, INC.
for UP FOR GROWTH ACTION INC · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
NATIONAL ASSOCIATION OF REALTORS
for NATIONAL ASSOCIATION OF REALTORS · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
UP FOR GROWTH ACTION, INC.
for UP FOR GROWTH ACTION INC · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
THE HOME DEPOT
for HOME DEPOT · District of Columbia · 3rd Quarter 2025 (July 1 - Sep 30)
NATIONAL ASSOCIATION OF REALTORS
for NATIONAL ASSOCIATION OF REALTORS · District of Columbia · 1st Quarter 2026 (Jan 1 - Mar 31)

Bodies those filers lobbied

HOUSE OF REPRESENTATIVES
24 filings
SENATE
24 filings
White House Office
15 filings
Housing & Urban Development, Dept of (HUD)
13 filings
Treasury, Dept of
13 filings
Labor, Dept of (DOL)
10 filings
Transportation, Dept of (DOT)
9 filings
Agriculture, Dept of (USDA)
8 filings

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 26 filings →

Cosponsors 10

King, Angus S., Jr.

Maine · Mar 4, 2026

Justice, James C.

West Virginia · Apr 10, 2025

Warnock, Raphael G.

Georgia · Apr 10, 2025

Alsobrooks, Angela D.

Maryland · Mar 11, 2025

McCormick, David

Pennsylvania · Feb 25, 2025

Klobuchar, Amy

Minnesota · Feb 18, 2025

Sheehy, Tim

Montana · Feb 18, 2025

Lummis, Cynthia M.

Wyoming · Jan 16, 2025

Rounds, Mike

South Dakota · Jan 16, 2025

Smith, Tina

Minnesota · Jan 16, 2025

Cite this page click to expand

APA

U.S. Congress. (2026). S. 127: Whole-Home Repairs Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-S-127/

MLA

"S. 127: Whole-Home Repairs Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-S-127/.

Bluebook (legal)

S. 127, 119th Cong. (2026), https://openamerica.io/bill/119-S-127/.

Markdown link

[S. 127: Whole-Home Repairs Act of 2025](https://openamerica.io/bill/119-S-127/)