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H.R. 90 119th Congress House

Health Coverage Choice Act

Official title: To amend title XXVII of the Public Health Service Act to provide for a definition of short-term limited duration insurance, and for other purposes.

Introduced: January 3, 2025 Introduced by: Andy Biggs Republican · Arizona See on congress.gov
Health Health care costs and insuranceHealth care coverage and access
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 3, 2025
Referred to the House Committee on Energy and Commerce.
Jan 3, 2025
Introduced in House
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What's happening now January 3, 2025

Referred to the House Committee on Energy and Commerce.

 Plain-English summary Congressional Research Service

Health Coverage Choice Act

This bill extends the maximum duration of short-term, limited-duration health insurance plans. The bill increases the maximum authorized initial term of such plans to a period that is less than 12 months (with a total duration of no more than 36 months, including renewals).

Current regulations limit the initial term to no more than three months and the maximum coverage duration to no more than four months, including renewals or extensions.

 Related & companion bills 1
  • HR 6299 Removing Insurance Gaps for Health Treatment (RIGHT) Act of 2025
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 7

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

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APA
U.S. Congress. (2026). H.R. 90: Health Coverage Choice Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-90/
MLA
"H.R. 90: Health Coverage Choice Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-90/.
Bluebook (legal)
H.R. 90, 119th Cong. (2026), https://openamerica.io/bill/119-HR-90/.
Markdown link
[H.R. 90: Health Coverage Choice Act](https://openamerica.io/bill/119-HR-90/)
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