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H.R. 6546 119th Congress House

Merger Process Review Act

Official title: To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository ins… Show full official titleShow less

Official title: To require the Inspector General of each Federal prudential regulator to carry out a review every 3 years of the regulator's handling of insured depository institution merger applications, and for other purposes.

Introduced: December 9, 2025 Introduced by: Roger Williams Republican · Texas See on congress.gov
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 Everywhere this bill has been 7 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 25, 2026
Placed on the Union Calendar, Calendar No. 453.
Feb 25, 2026
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.
Dec 17, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
Dec 17, 2025
Committee Consideration and Mark-up Session Held
Dec 16, 2025
Committee Consideration and Mark-up Session Held
Dec 9, 2025
Referred to the House Committee on Financial Services.
Dec 9, 2025
Introduced in House
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What's happening now February 25, 2026

Placed on the Union Calendar, Calendar No. 453.

 Plain-English summary Congressional Research Service

Merger Process Review Act

This bill requires the appropriate Office of the Inspector General (OIG) that serves the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to periodically review the merger applications received by that regulator. 

Specifically, every three years, the appropriate OIG must examine that regulator’s merger approval procedures, including timeliness and efficiency, and report on its findings and recommendations. The regulator must then submit a plan to implement the appropriate recommendations.

 Hearings & markups 1
  • Various Measures
    Markup Dec 16, 2025 · 10:00 AM EST · Financial Services Committee
 Related & companion bills 1
  • HR 6955 Main Street Capital Access Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 6

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

 Cosponsors 2
All 2 Republican 2
R
Lawler, Michael
New York · Jan 9, 2026
 R
Davidson, Warren
Ohio · Dec 16, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6546: Merger Process Review Act. 119th Congress. Open America. https://openamerica.io/bill/119-HR-6546/
MLA
"H.R. 6546: Merger Process Review Act." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-6546/.
Bluebook (legal)
H.R. 6546, 119th Cong. (2026), https://openamerica.io/bill/119-HR-6546/.
Markdown link
[H.R. 6546: Merger Process Review Act](https://openamerica.io/bill/119-HR-6546/)
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