Skip to main content
HR 486 119th Congress House Finance and Financial Sector

Young Americans Financial Literacy Act

Introduced: January 16, 2025 Introduced by: Carson, André Democratic · Indiana See on congress.gov
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 16, 2025
Referred to the Committee on Financial Services, and in addition to the Committee on Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Jan 16, 2025
Introduced in House
Jan 16, 2025
Sponsor introductory remarks on measure. (CR E40)
 Plain-English summary Congressional Research Service

Young Americans Financial Literacy Act

This bill requires the Consumer Financial Protection Bureau to award competitive grants to eligible institutions for the establishment of financial literacy education programs for young people and families.

An eligible institution is a partnership among two or more of the following:

  • an institution of higher education;
  • a state or local government agency specializing in financial education;
  • a nonprofit agency, organization, or association;
  • a financial institution; or
  • another small organization.

Authorized grant funded activities shall include

  • developing and implementing comprehensive, research based, financial-literacy education programs for young people;
  • developing and supporting the delivery of professional development programs in financial literacy education;
  • developing educational programs to reduce student loan default rates; and
  • conducting ongoing research and evaluation of financial literacy education programs.

The grant program shall terminate after FY2029.

What's happening now January 16, 2025

Referred to the Committee on Financial Services, and in addition to the Committee on Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

 Committees of jurisdiction 2
 Cosponsors 49
D
Krishnamoorthi, Raja
Illinois · Apr 15, 2026
D
Bonamici, Suzanne
Oregon · Apr 13, 2026
D
Craig, Angie
Minnesota · Nov 12, 2025
D
Johnson, Julie
Texas · Oct 3, 2025
D
Lieu, Ted
California · Oct 3, 2025
D
McBride, Sarah
Delaware · Aug 29, 2025
D
Clarke, Yvette D.
New York · Aug 19, 2025
D
Figures, Shomari
Alabama · Jul 29, 2025
D
Escobar, Veronica
Texas · May 19, 2025
D
Wilson, Frederica S.
Florida · Apr 28, 2025
D
García, Jesús G. "Chuy"
Illinois · Mar 25, 2025
D
Tlaib, Rashida
Michigan · Mar 25, 2025
D
Carbajal, Salud O.
California · Mar 24, 2025
D
Horsford, Steven
Nevada · Mar 24, 2025
D
Tokuda, Jill N.
Hawaii · Mar 24, 2025
D
Mullin, Kevin
California · Mar 11, 2025
D
Veasey, Marc A.
Texas · Mar 10, 2025
D
Smith, Adam
Washington · Feb 25, 2025
D
Thompson, Bennie G.
Mississippi · Feb 13, 2025
D
Mfume, Kweisi
Maryland · Feb 10, 2025
D
Davis, Donald G.
North Carolina · Feb 4, 2025
D
Olszewski, Johnny
Maryland · Feb 4, 2025
D
Keating, William R.
Massachusetts · Jan 23, 2025
D
Beatty, Joyce
Ohio · Jan 22, 2025
D
Watson Coleman, Bonnie
New Jersey · Jan 22, 2025
D
Omar, Ilhan
Minnesota · Jan 21, 2025
D
Amo, Gabe
Rhode Island · Jan 16, 2025
D
Barragán, Nanette Diaz
California · Jan 16, 2025
D
Brown, Shontel M.
Ohio · Jan 16, 2025
D
Carter, Troy A.
Louisiana · Jan 16, 2025
D
Case, Ed
Hawaii · Jan 16, 2025
D
Casten, Sean
Illinois · Jan 16, 2025
D
Cohen, Steve
Tennessee · Jan 16, 2025
D
Dean, Madeleine
Pennsylvania · Jan 16, 2025
D
Espaillat, Adriano
New York · Jan 16, 2025
D
Evans, Dwight
Pennsylvania · Jan 16, 2025
D
Hayes, Jahana
Connecticut · Jan 16, 2025
D
Johnson, Henry C. "Hank"
Georgia · Jan 16, 2025
D
Magaziner, Seth
Rhode Island · Jan 16, 2025
D
McGovern, James P.
Massachusetts · Jan 16, 2025
D
McIver, LaMonica
New Jersey · Jan 16, 2025
D
Norton, Eleanor Holmes
District of Columbia · Jan 16, 2025
D
Ramirez, Delia C.
Illinois · Jan 16, 2025
D
Sánchez, Linda T.
California · Jan 16, 2025
D
Scholten, Hillary J.
Michigan · Jan 16, 2025
D
Soto, Darren
Florida · Jan 16, 2025
D
Thanedar, Shri
Michigan · Jan 16, 2025
D
Titus, Dina
Nevada · Jan 16, 2025
D
Torres, Ritchie
New York · Jan 16, 2025