HR 4478
119th Congress
House
Finance and Financial Sector
Bank accounts, deposits, capital
Banking and financial institutions regulation
Corporate finance and management
Federal Deposit Insurance Corporation (FDIC)
Performance measurement
TRUST Act of 2025
Everywhere this bill has been
14 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 13, 2026
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
May 12, 2026
Motion to reconsider laid on the table Agreed to without objection.
May 12, 2026
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
May 12, 2026
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)
May 12, 2026
DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.
May 12, 2026
Considered under suspension of the rules. (consideration: CR H3357-3359)
May 12, 2026
Mr. Hill (AR) moved to suspend the rules and pass the bill.
Sep 8, 2025
Placed on the Union Calendar, Calendar No. 209.
Sep 8, 2025
Reported by the Committee on Financial Services. H. Rept. 119-252.
Jul 23, 2025
Ordered to be Reported by the Yeas and Nays: 48 - 0.
Jul 23, 2025
Committee Consideration and Mark-up Session Held
Jul 22, 2025
Committee Consideration and Mark-up Session Held
Jul 17, 2025
Referred to the House Committee on Financial Services.
Jul 17, 2025
Introduced in House
Plain-English summary
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
What's happening now
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Committees of jurisdiction
2
Cosponsors
1