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HR 1138 119th Congress House Finance and Financial Sector

Payment Choice Act of 2025

Introduced: February 7, 2025 Introduced by: Rose, John W. Republican · Tennessee See on congress.gov
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 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Feb 7, 2025
Referred to the House Committee on Financial Services.
Feb 7, 2025
Introduced in House
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 Plain-English summary Congressional Research Service

Payment Choice Act of 2025

This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location.

The bill establishes exceptions for this requirement, including by allowing a business to provide a device to provide prepaid cards on site for customers to use as payment. Among other requirements, such a card must not have a fee associated with its use and must not require a minimum payment of more than $1.

The bill provides for enforcement through preventative relief, damages, and civil penalties.

What's happening now February 7, 2025

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 78

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

See all 78 filings →
 Cosponsors 25
All 25 Democratic 12 Republican 13
R
Salazar, Maria Elvira
Florida · Jul 9, 2026
 D
Williams, Nikema
Georgia · Jun 23, 2026
 D
Cleaver, Emanuel
Missouri · May 11, 2026
 D
Meeks, Gregory W.
New York · Apr 29, 2026
 D
Case, Ed
Hawaii · Apr 20, 2026
 D
Houlahan, Chrissy
Pennsylvania · Apr 20, 2026
 R
Taylor, David J.
Ohio · Mar 24, 2026
 R
Van Drew, Jefferson
New Jersey · Feb 9, 2026
 R
Barr, Andy
Kentucky · Nov 17, 2025
 R
Kean, Thomas H.
New Jersey · Nov 17, 2025
 R
Huizenga, Bill
Michigan · Sep 3, 2025
 R
Sessions, Pete
Texas · Sep 3, 2025
 R
Moore, Tim
North Carolina · Aug 1, 2025
 D
Sherman, Brad
California · Jul 29, 2025
 R
Stutzman, Marlin A.
Indiana · Jul 25, 2025
 R
Rutherford, John H.
Florida · Jul 23, 2025
 D
Fields, Cleo
Louisiana · Jul 15, 2025
 D
Beatty, Joyce
Ohio · Feb 7, 2025
 R
Davidson, Warren
Ohio · Feb 7, 2025
 D
Garcia, Sylvia R.
Texas · Feb 7, 2025
 D
Gottheimer, Josh
New Jersey · Feb 7, 2025
 D
Ivey, Glenn
Maryland · Feb 7, 2025
 R
Kustoff, David
Tennessee · Feb 7, 2025
 D
Norcross, Donald
New Jersey · Feb 7, 2025
 R
Smith, Christopher H.
New Jersey · Feb 7, 2025
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 1138: Payment Choice Act of 2025. 119th Congress. Open America. https://openamerica.io/bill/119-HR-1138/
MLA
"H.R. 1138: Payment Choice Act of 2025." 119th Congress, 2026, Open America, https://openamerica.io/bill/119-HR-1138/.
Bluebook (legal)
H.R. 1138, 119th Cong. (2026), https://openamerica.io/bill/119-HR-1138/.
Markdown link
[H.R. 1138: Payment Choice Act of 2025](https://openamerica.io/bill/119-HR-1138/)
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