S 5543
118th Congress
Senate
Finance and Financial Sector
Consumer affairs
Consumer credit
Detention of persons
Right of privacy
Fair Credit for American Hostages Act
Everywhere this bill has been
6 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 17, 2024
Held at the desk.
Dec 17, 2024
Received in the House.
Dec 17, 2024
Message on Senate action sent to the House.
Dec 16, 2024
Introduced in the Senate, read twice, considered, read the third time, and passed without amendment by Unanimous Consent. (consideration: CR S7057; text: CR S7057)
Dec 16, 2024
Passed/agreed to in Senate: Introduced in the Senate, read twice, considered, read the third time, and passed without amendment by Unanimous Consent.
Dec 16, 2024
Introduced in Senate
Ask about this bill
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Plain-English summary
Fair Credit for American Hostages Act
This bill prohibits a consumer reporting agency from including adverse credit information on a consumer's credit report if it occurred during a time when that consumer was held hostage or wrongfully detained abroad.
What's happening now
Held at the desk.
Related & companion bills
1
Bill text
2 versions
- Considered and Passed Senate Formatted Text PDF Formatted XML
- Engrossed in Senate Formatted Text PDF Formatted XML
Cosponsors
1
Cite this page
U.S. Congress. (2026). S. 5543: Fair Credit for American Hostages Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-5543/
"S. 5543: Fair Credit for American Hostages Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-5543/.
S. 5543, 118th Cong. (2026), https://openamerica.io/bill/118-S-5543/.
[S. 5543: Fair Credit for American Hostages Act](https://openamerica.io/bill/118-S-5543/)