Skip to main content
S 3502 118th Congress Senate Finance and Financial Sector Consumer credit Financial services and investments Housing finance and home ownership Real estate business Right of privacy

Homebuyers Privacy Protection Act

Introduced: May 7, 2024 Introduced by: Reed, Jack Democratic · Rhode Island See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 10 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 18, 2024
Held at the desk.
Dec 18, 2024
Received in the House.
Dec 18, 2024
Message on Senate action sent to the House.
Dec 17, 2024
Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
Dec 17, 2024
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
Dec 17, 2024
Measure laid before Senate by unanimous consent. (consideration: CR S7093)
Dec 17, 2024
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Mar 12, 2024
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.
Dec 13, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)
Dec 13, 2023
Introduced in Senate
 Amendments to this bill 1

Amendments propose changes to this bill. Members vote on amendments separately before the final bill vote. An agreed amendment becomes part of the bill; a failed amendment does not.

1 agreed to

AmendmentSponsorPurposeStatusLatest action
SAMDT 3,339 Reed, Jack In the nature of a substitute. Agreed to Dec 17, 2024
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Homebuyers Privacy Protection Act

This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.

What's happening now December 18, 2024

Held at the desk.

 Related & companion bills 1
  • HR 7297 Identical bill Homebuyers Privacy Protection Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 2

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

  • AARP
    for AARP · District of Columbia · 4th Quarter (Oct 1 - Dec 31) 2025
  • FORBES-TATE
    for BROKER ACTION COALITION · Pennsylvania · 1st Quarter (Jan 1 - Mar 31) 2025
 Cosponsors 39
All 39 Democratic 20 Republican 17 Independent 1
D
Markey, Edward J.
Massachusetts · Sep 19, 2024
 D
Wyden, Ron
Oregon · Jul 30, 2024
 R
Moran, Jerry
Kansas · Jul 29, 2024
 D
Peters, Gary C.
Michigan · Jul 9, 2024
 D
Rosen, Jacky
Nevada · Jul 9, 2024
 D
Welch, Peter
Vermont · Jul 9, 2024
 D
Bennet, Michael F.
Colorado · Jun 12, 2024
 D
Klobuchar, Amy
Minnesota · Jun 11, 2024
Sinema, Kyrsten
· Jun 3, 2024
 D
Baldwin, Tammy
Wisconsin · May 22, 2024
 R
Tillis, Thomas
North Carolina · May 22, 2024
 D
Blumenthal, Richard
Connecticut · May 20, 2024
 D
Cortez Masto, Catherine
Nevada · May 14, 2024
 R
Hyde-Smith, Cindy
Mississippi · May 9, 2024
 D
Kaine, Tim
Virginia · May 9, 2024
 R
Capito, Shelley Moore
West Virginia · May 7, 2024
 D
Warner, Mark R.
Virginia · May 7, 2024
 R
Risch, James E.
Idaho · May 2, 2024
 D
Warren, Elizabeth
Massachusetts · May 2, 2024
 R
Cassidy, Bill
Louisiana · May 1, 2024
 R
Scott, Rick
Florida · Apr 23, 2024
 R
Tuberville, Tommy
Alabama · Apr 23, 2024
 D
Schatz, Brian
Hawaii · Apr 9, 2024
 R
Thune, John
South Dakota · Mar 22, 2024
 D
Whitehouse, Sheldon
Rhode Island · Mar 21, 2024
 R
Cramer, Kevin
North Dakota · Mar 19, 2024
 R
Crapo, Mike
Idaho · Mar 19, 2024
 R
Rounds, Mike
South Dakota · Mar 14, 2024
 I
King, Angus S., Jr.
Maine · Mar 7, 2024
 D
Shaheen, Jeanne
New Hampshire · Mar 6, 2024
 R
Britt, Katie Boyd
Alabama · Feb 27, 2024
 D
Smith, Tina
Minnesota · Feb 27, 2024
 R
Blackburn, Marsha
Tennessee · Feb 6, 2024
 D
Van Hollen, Chris
Maryland · Feb 6, 2024
 D
Fetterman, John
Pennsylvania · Jan 31, 2024
 R
Ricketts, Pete
Nebraska · Jan 31, 2024
 R
Fischer, Deb
Nebraska · Jan 18, 2024
 D
Merkley, Jeff
Oregon · Jan 18, 2024
 R
Hagerty, Bill
Tennessee · Dec 13, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). S. 3502: Homebuyers Privacy Protection Act. 118th Congress. Open America. https://openamerica.io/bill/118-S-3502/
MLA
"S. 3502: Homebuyers Privacy Protection Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-S-3502/.
Bluebook (legal)
S. 3502, 118th Cong. (2026), https://openamerica.io/bill/118-S-3502/.
Markdown link
[S. 3502: Homebuyers Privacy Protection Act](https://openamerica.io/bill/118-S-3502/)
Report a problem