S 3502
118th Congress
Senate
Finance and Financial Sector
Consumer credit
Financial services and investments
Housing finance and home ownership
Real estate business
Right of privacy
Homebuyers Privacy Protection Act
Introduced: December 13, 2023
Introduced by:
Reed, Jack
Democratic
· Rhode Island
See on congress.gov
Everywhere this bill has been
10 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 18, 2024
Held at the desk.
Dec 18, 2024
Received in the House.
Dec 18, 2024
Message on Senate action sent to the House.
Dec 17, 2024
Passed Senate with an amendment by Unanimous Consent. (text of amendment in the nature of a substitute: CR S7093)
Dec 17, 2024
Passed/agreed to in Senate: Passed Senate with an amendment by Unanimous Consent.
Dec 17, 2024
Measure laid before Senate by unanimous consent. (consideration: CR S7093)
Dec 17, 2024
Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
Mar 12, 2024
Committee on Banking, Housing, and Urban Affairs. Hearings held. Hearings printed: S.Hrg. 118-548.
Dec 13, 2023
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S5963-5964)
Dec 13, 2023
Introduced in Senate
Plain-English summary
Homebuyers Privacy Protection Act
This bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated the mortgage, is the current loan servicer, or has a current specified banking relationship with the consumer.
What's happening now
Held at the desk.
Committees of jurisdiction
1