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HR 78 118th Congress House Finance and Financial Sector Administrative law and regulatory procedures Banking and financial institutions regulation Housing discrimination Housing finance and home ownership Housing industry and standards

Let Lenders Lend Act

Introduced: January 9, 2023 Introduced by: Biggs, Andy Republican · Arizona See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Jan 9, 2023
Referred to the House Committee on Financial Services.
Jan 9, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

Let Lenders Lend Act

This bill nullifies the final rule issued by the Consumer Financial Protection Bureau titled Home Mortgage Disclosure (Regulation C) and published on October 28, 2015. (The rule expands the scope of information that financial institutions must disclose regarding home mortgages.)

What's happening now January 9, 2023

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 78: Let Lenders Lend Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-78/
MLA
"H.R. 78: Let Lenders Lend Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-78/.
Bluebook (legal)
H.R. 78, 118th Cong. (2026), https://openamerica.io/bill/118-HR-78/.
Markdown link
[H.R. 78: Let Lenders Lend Act](https://openamerica.io/bill/118-HR-78/)
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