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HR 6870 118th Congress House Finance and Financial Sector

To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other…

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To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other purposes.

Introduced: December 19, 2023 Introduced by: Ogles, Andrew Republican · Tennessee See on congress.gov
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 2 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 19, 2023
Referred to the House Committee on Financial Services.
Dec 19, 2023
Introduced in House
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 Plain-English summary Congressional Research Service

This bill allows creditors to consider an applicant’s immigration status for certain purposes when assessing an application for an extension of credit. In particular, considering an applicant’s U.S. immigration status for the purpose of determining the creditor's rights and remedies applicable to the particular extension of credit does not constitute discrimination.  

What's happening now December 19, 2023

Referred to the House Committee on Financial Services.

 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Cosponsors 15
All 15 Republican 12
Bishop, Dan
· Jan 31, 2024
 R
Donalds, Byron
Florida · Jan 25, 2024
 R
Crane, Elijah
Arizona · Jan 17, 2024
 R
Boebert, Lauren
Colorado · Dec 19, 2023
 R
Clyde, Andrew S.
Georgia · Dec 19, 2023
 R
Dunn, Neal P.
Florida · Dec 19, 2023
Good, Bob
· Dec 19, 2023
 R
McCormick, Richard
Georgia · Dec 19, 2023
Mooney, Alexander
· Dec 19, 2023
 R
Nehls, Troy E.
Texas · Dec 19, 2023
 R
Norman, Ralph
South Carolina · Dec 19, 2023
 R
Self, Keith
Texas · Dec 19, 2023
 R
Tiffany, Thomas P.
Wisconsin · Dec 19, 2023
 R
Weber, Randy K. Sr.
Texas · Dec 19, 2023
 R
Williams, Roger
Texas · Dec 19, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 6870: To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other purposes.. 118th Congress. Open America. https://openamerica.io/bill/118-HR-6870/
MLA
"H.R. 6870: To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other purposes.." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-6870/.
Bluebook (legal)
H.R. 6870, 118th Cong. (2026), https://openamerica.io/bill/118-HR-6870/.
Markdown link
[H.R. 6870: To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other purposes.](https://openamerica.io/bill/118-HR-6870/)
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