Protecting America's Property Rights Act
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Protecting America's Property Rights Act
This bill requires title insurance on conventional mortgages purchased by Fannie Mae and Freddie Mac. Specifically, these mortgages must be secured by real property and the priority of the mortgage lien must be insured by a title insurance company that is licensed and authorized to do business in the appropriate state, territory, or district.
The bill also prohibits Fannie Mae and Freddie Mac from implementing any new program without the approval of the Federal Housing Finance Agency (FHFA), in addition to the approval of the Department of the Treasury as under current law. Approval from both is also required for any new activity, product, or type of risk.
FHFA must appear before Congress on a semiannual basis regarding new programs, activities, products, or types of risk.
Referred to the House Committee on Financial Services.
- Introduced in House Formatted Text PDF Formatted XML
Cite this page
U.S. Congress. (2026). H.R. 5837: Protecting America's Property Rights Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-5837/
"H.R. 5837: Protecting America's Property Rights Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-5837/.
H.R. 5837, 118th Cong. (2026), https://openamerica.io/bill/118-HR-5837/.
[H.R. 5837: Protecting America's Property Rights Act](https://openamerica.io/bill/118-HR-5837/)