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H.R. 4128 118th Congress House

Payment Choice Act of 2023

Official title: To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses t… Show full official titleShow less

Official title: To ensure that United States currency is treated as legal tender to be accepted as payment for purchases of goods and services at brick-and-mortar businesses throughout the United States, and for other purposes.

Introduced: July 10, 2023 See on congress.gov
Finance and Financial Sector Civil actions and liabilityConsumer affairsInflation and pricesRetail and wholesale trades
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This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 3 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
May 7, 2024
ASSUMING FIRST SPONSORSHIP - Mr. Rose asked unanimous consent that he may hereafter be considered as the first sponsor of H.R. 4128, a bill originally introduced by Representative Payne, for the purpose of adding cosponsors and requesting reprintings pursuant to clause 7 of rule XII. Agreed to without objection.
Jun 14, 2023
Referred to the House Committee on Financial Services.
Jun 14, 2023
Introduced in House
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 Latest action May 7, 2024

ASSUMING FIRST SPONSORSHIP - Mr. Rose asked unanimous consent that he may hereafter be considered as the first sponsor of H.R. 4128, a bill originally introduced by Representative Payne, for the purpose of adding cosponsors and requesting reprintings pursuant to clause 7 of rule XII. Agreed to without objection.

 Plain-English summary Congressional Research Service

Payment Choice Act of 2023

This bill requires retail businesses to accept cash as a form of payment for on-site sales of $500 or less, and it prohibits them from charging cash-paying customers a higher price compared to customers not paying with cash. Businesses covered by this bill are those engaged in the business of selling or offering goods or services at retail to the public that accept in-person payments at a physical location.

The bill provides for enforcement through preventative relief, damages, and civil penalties.

 Related & companion bills 1
  • S 1984 Payment Choice Act of 2023
 Bill text 1 version

Source documents hosted by congress.gov.

 Committees of jurisdiction 1
 Lobbying activity 20

Registered lobbyists who named this bill in their disclosure filings. Source: federal Lobbying Disclosure Act filings.

  • HUDSON COOK, LLP
    for INFIN, A FINANCIAL SERVICES ALLIANCE (F/K/A FINANCIAL SERVICE CENTERS AMERICA) · District of Columbia · 3rd Quarter 2026 (July 1 - Sep 30)
  • HUDSON COOK, LLP
    for INFIN, A FINANCIAL SERVICES ALLIANCE (F/K/A FINANCIAL SERVICE CENTERS AMERICA) · District of Columbia · 2nd Quarter 2026 (Apr 1 - June 30)
  • HUDSON COOK, LLP
    for INFIN, A FINANCIAL SERVICES ALLIANCE (F/K/A FINANCIAL SERVICE CENTERS AMERICA) · District of Columbia · 1st Quarter 2026 (Jan 1 - Mar 31)
  • HUDSON COOK, LLP
    for INFIN, A FINANCIAL SERVICES ALLIANCE (F/K/A FINANCIAL SERVICE CENTERS AMERICA) · District of Columbia · 4th Quarter 2025 (Oct 1 - Dec 31)
  • JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
    for G+D CURRENCY TECHOLOGY AMERICA, INC. · Virginia · 3rd Quarter 2025 (July 1 - Sep 30)
  • JTI MARKETING & COMMUNICATIONS, INC. DBA JTI, INC.
    for BRINKS, INC. · Texas · 3rd Quarter 2025 (July 1 - Sep 30)

Bodies those filers lobbied

A filing lists the bills it worked on and the parts of government it contacted in separate sections, so these are the bodies those filers named anywhere in the filing, not a per-bill breakdown.

See all 20 filings →
 Cosponsors 17
All 17 Democratic 9 Republican 6
D
Ivey, Glenn
Maryland · Oct 25, 2024
 D
Hayes, Jahana
Connecticut · Jun 28, 2024
 R
Kean, Thomas H.
New Jersey · Sep 13, 2023
 D
Sherman, Brad
California · Sep 13, 2023
 D
Beatty, Joyce
Ohio · Jul 19, 2023
 R
Van Drew, Jefferson
New Jersey · Jul 19, 2023
 D
Johnson, Henry C. "Hank"
Georgia · Jul 12, 2023
 R
Smith, Christopher H.
New Jersey · Jul 12, 2023
 D
Carson, André
Indiana · Jul 10, 2023
Posey, Bill
· Jul 10, 2023
 D
Garcia, Sylvia R.
Texas · Jun 27, 2023
 R
Kustoff, David
Tennessee · Jun 27, 2023
 R
Davidson, Warren
Ohio · Jun 22, 2023
 D
Gottheimer, Josh
New Jersey · Jun 22, 2023
 D
Meeks, Gregory W.
New York · Jun 14, 2023
Mooney, Alexander
· Jun 14, 2023
 R
Rose, John W.
Tennessee · Jun 14, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 4128: Payment Choice Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4128/
MLA
"H.R. 4128: Payment Choice Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4128/.
Bluebook (legal)
H.R. 4128, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4128/.
Markdown link
[H.R. 4128: Payment Choice Act of 2023](https://openamerica.io/bill/118-HR-4128/)
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