National Infrastructure Bank Act of 2023
Official title: To facilitate efficient investments and financing of infrastructure projects and new job creation through the establishment of a National Infrastructure Bank, and for other purposes.
More subjectsShow fewer subjects
Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.
Referred to the Subcommittee on Innovation, Data, and Commerce.
National Infrastructure Bank Act of 2023
This bill creates the National Infrastructure Bank to facilitate the long-term financing of infrastructure projects.
Specifically, the bank must provide loans to entities—including states, public utilities, and public-private partnerships—for financing, developing, or operating eligible infrastructure projects. An eligible project must have a public sponsor as well as local, regional, or national significance.
The bill treats the bank as a government corporation exempt from tax and treats contributions to the bank as charitable contributions.
The bill also provides for criteria and preferences for deciding whether to provide a loan, such as whether a project promotes job creation or provides environmental benefits.
The bank shall issue stock and may also issue bonds and maintain a discount line of credit with the Federal Reserve System.
The bank must apply for a national bank charter and, once chartered, accept deposits from individuals, corporations, public entities, or any other source and pay interest on those deposits.
The bill imposes requirements related to the bank's operation, such as minimum reserve requirements and requirements for handling loan losses.
In addition, the bank must facilitate the organization of at least seven regional economic accelerator planning groups to, among other activities, identify infrastructure needs and priorities.
Within five years, the Government Accountability Office must report on the bank's activities.
- Introduced in House Formatted Text PDF Formatted XML
- Aviation Subcommittee
- Budget Committee
- Commerce, Manufacturing, and Trade Subcommittee
- Education and Workforce Committee
- Energy and Commerce Committee
- Financial Services Committee
- Highways and Transit Subcommittee
- Natural Resources Committee
- Railroads, Pipelines, and Hazardous Materials Subcommittee
- Transportation and Infrastructure Committee
- Water Resources and Environment Subcommittee
- Ways and Means Committee
Cite this page
U.S. Congress. (2026). H.R. 4052: National Infrastructure Bank Act of 2023. 118th Congress. Open America. https://openamerica.io/bill/118-HR-4052/
"H.R. 4052: National Infrastructure Bank Act of 2023." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-4052/.
H.R. 4052, 118th Cong. (2026), https://openamerica.io/bill/118-HR-4052/.
[H.R. 4052: National Infrastructure Bank Act of 2023](https://openamerica.io/bill/118-HR-4052/)