Skip to main content
HR 2813 118th Congress House Health Employee benefits and pensions Health care costs and insurance

Self-Insurance Protection Act

Introduced: April 25, 2023 See on congress.gov
Sign in to write a letter Sign in to watch
This bill died when the 118th Congress ended
It never became law before the 118th Congress (2023–2024) adjourned, and bills don't carry over to the next Congress. It would have to be reintroduced. You can still save it for reference, but it won't receive updates.
 Everywhere this bill has been 10 steps
Introduced
In committee
Reported out
Passed House
Passed Senate
To President
Became law
Dec 17, 2024
Referred to the Subcommittee on Health.
Jun 20, 2023
Placed on the Union Calendar, Calendar No. 88.
Jun 20, 2023
Committee on Ways and Means discharged.
Jun 20, 2023
Committee on Energy and Commerce discharged.
Jun 20, 2023
Reported (Amended) by the Committee on Education and the Workforce. H. Rept. 118-114, Part I.
Jun 6, 2023
Ordered to be Reported (Amended) by the Yeas and Nays: 24 - 18.
Jun 6, 2023
Committee Consideration and Mark-up Session Held.
Apr 28, 2023
Referred to the Subcommittee on Health.
Apr 25, 2023
Referred to the Committee on Education and the Workforce, and in addition to the Committees on Energy and Commerce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Apr 25, 2023
Introduced in House
 Ask about this bill AI · grounded in the bill text

Have a question about what this bill does? Ask in plain English; the answer is drawn from the bill's actual text and official record, and it'll tell you when something isn't in the text rather than guess.

AI answers can be imperfect; always confirm against the full bill text.

 Plain-English summary Congressional Research Service

Self-Insurance Protection Act

This bill specifies that stop-loss coverage is not health insurance coverage for purposes of regulation under the Employee Retirement Income Security Act of 1974.

Stop-loss policies are generally obtained by self-insured health plans or sponsors of self-insured group health plans to reimburse the plan or sponsor for losses incurred in providing health benefits to plan participants in excess of a level set forth in the stop-loss policy.

The bill also preempts state laws that prevent employers from obtaining stop-loss coverage.

What's happening now December 17, 2024

Referred to the Subcommittee on Health.

 Related & companion bills 1
  • HR 3799 Related bill CHOICE Arrangement Act
 Bill text 2 versions

Source documents hosted by congress.gov.

 Committees of jurisdiction 5
 Cosponsors 2
All 2 Republican 2
R
Smucker, Lloyd
Pennsylvania · May 2, 2023
 R
Walberg, Tim
Michigan · Apr 25, 2023
Cite this page click to expand
APA
U.S. Congress. (2026). H.R. 2813: Self-Insurance Protection Act. 118th Congress. Open America. https://openamerica.io/bill/118-HR-2813/
MLA
"H.R. 2813: Self-Insurance Protection Act." 118th Congress, 2026, Open America, https://openamerica.io/bill/118-HR-2813/.
Bluebook (legal)
H.R. 2813, 118th Cong. (2026), https://openamerica.io/bill/118-HR-2813/.
Markdown link
[H.R. 2813: Self-Insurance Protection Act](https://openamerica.io/bill/118-HR-2813/)
Report a problem